Ashley Martinez has been in the Real Estate Finance business for over 10 years, focusing mainly on Residential Mortgage Lending. Her background in the mortgage industry is diverse, and includes an extensive list of product knowledge and experience. She is well versed in Conventional, FHA, VA, USDA, Home Path/ Refi Plus, HARP, Portfolio Lending, and Jumbo Loans. Working with some of the Central Valley's Top-Producing real estate agents and financial planners, Ashley's business is based on a 100% referral basis. There is nothing more important to her than ensuring that her client's best interests are her number one priority. Whether you're a first time home buyer or an experienced real estate investor, Ashley will evaluate your mortgage needs and offer long and short term planning advice that will help you accomplish your goals. "My clients simply deserve the very best of everything: the best interest rates, service, and knowledge in the marketplace. My commitment is to meet and exceed all of my client's expectations in every aspect of the lending process."