My name is Arthur Kelly and I'm the president of The Loan Tree. The Loan Tree is a mortgage banking firm that has a 30+ year history of serving the needs of our clients in New Jersey while maintaining an A+ rating with the Better Business Bureau. That's why we're known as New Jersey's best mortgage lender. The Loan Tree business model is one built on providing excellent customer service, while delivering the most competitive mortgage rates and fees in New Jersey. In fact, Many of our clients go from application to closing in as little as 21 days! We also specialize in renovation financing such as the FHA 203K or Fannie Mae HomeStyle programs that provide additional funds to both purchase and renovate your home.....all with one loan.