Arnold Flores is responsible for helping clients realize their dream of homeownership and refinancing across the United States. He has more than 27 years of financial services experience; 21 years in the mortgage industry alone. He has built a track record of trust with clients from around the world. Prior to United Nations Federal Credit Union (UNFCU) , Arnold was a senior mortgage loan officer at Bank Fund Staff Federal Credit Union. There, he assisted the staff of the World Bank Group (WB) and the International Monetary Fund (IMF). He graduated from the University of Santo Tomas in the Philippines with a degree in Business Administration. A native of the Philippines, he is fluent in English and Tagalog.