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Andy Garcia - Mortgage Loan Officer | NMLS # 851891 in Charlotte, NC

Andy Garcia

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Mortgage Loan Officer | NMLS # 851891

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TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne...... Show More
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Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Overall Ratings
4.99
(143)
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Reviews from Web
  • 5.0
    Encompass
    L
    Laurentino L B
    Graham, NC
    Posted on June 11th, 2026 01:14 PM
    was a pleasure working with you not just me the Realter the lawyers all of them told me excellent about you that you were a great person. Thank you for being and do that for me.
    Reply from Andy Garcia
    June 18th, 2026 01:15 PM
    Your review is greatly appreciated. We're excited to continue being your trusted lender.
  • 5.0
    Encompass
    M
    Maria P
    Charlotte, NC
    Posted on June 10th, 2026 09:32 PM
    Very patient, efficient, very competent and extremely proffesional
    Reply from Andy Garcia
    June 18th, 2026 03:30 PM
    We're delighted to have met your expectations. We look forward to serving you again in the future.
  • 5.0
    google
    J
    Johana C
    Posted on May 30th, 2026 05:56 PM
    Had a nice experience with Andy being my mortgage loan he helped me with everything had no problems with anything. He is the best. I recommend him 100%
    Reply from Owner
    June 4th, 2026 07:41 PM
    I’m delighted to have exceeded your expectations. I’m always here to assist you with your mortgage journey.
  • 5.0
    Encompass
    J
    Johana V C
    Charlotte, NC
    Posted on May 30th, 2026 05:54 PM
    It was a great experience, having Andy as my mortgage loan he was a big help. I would definitely definitelyrecommend him over and over again.
    Reply from Andy Garcia
    June 8th, 2026 02:37 PM
    We're committed to providing exceptional service, so it's wonderful to know you had a positive experience.
  • 5.0
    Encompass
    M
    Monica S
    Clemmons, NC
    Posted on May 13th, 2026 05:09 PM
    El estar disponible siempre para contestar cualquier duda o inquietud que tenia. El es un exelente asesor financiero, le agradezco por toda su colabarciin en este proceso.
    Reply from Andy Garcia
    May 20th, 2026 05:09 PM
    Your kind words made our day! We're always here to provide guidance on mortgage-related matters.
  • 5.0
    google
    J
    James H
    Posted on May 5th, 2026 12:51 PM
    Andy Garcia has received a review with 5 star rating from James H
    Reply from Owner
    May 7th, 2026 07:21 PM
    Thank you for taking the time to leave us a positive review. We're honored to have been of service.
  • 5.0
    Encompass
    J
    James V H
    Fort Mill, SC
    Posted on May 5th, 2026 12:50 PM
    Andy was great. He kept me well informed and made sure my needs were met
    Reply from Andy Garcia
    May 12th, 2026 04:30 PM
    Thank you for sharing your positive experience. We're honored to be your trusted mortgage advisors.
  • 5.0
    Encompass
    J
    Jaime B
    Monroe, NC
    Posted on April 16th, 2026 01:45 PM
    Andy was very attentive and made sure we were never confused because he would make sure to answer each and every one of our questions.
    Reply from Andy Garcia
    April 23rd, 2026 01:45 PM
    Your review is a testament to our commitment to excellence. Reach out to us if you have any questions in the future.
  • 5.0
    Encompass
    M
    Mibsar A L
    Charlotte, NC
    Posted on April 10th, 2026 01:39 AM
    Great attitude and professionalism... 100% Recommended
    Reply from Andy Garcia
    April 17th, 2026 05:02 PM
    We're delighted to have exceeded your expectations. Your satisfaction drives us to do our best.
  • 5.0
    google
    D
    Dana M
    Posted on April 3rd, 2026 03:54 PM
    Andy Garcia has received a review with 5 star rating from Dana M
    Reply from Owner
    April 24th, 2026 01:53 PM
    Thank you Dana!
  • 10 of 143
    About
    TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
    523
    /850
    Search Rank Score
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    Addresses and Serving Areas

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 851891
    Disclaimer
    This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.