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Andy Garcia - Mortgage Loan Officer | NMLS # 851891 in Charlotte, NC

Andy Garcia

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Mortgage Loan Officer | NMLS # 851891

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TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne... Show More
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Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
  • google
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    Claudia P
    Posted on August 5th, 2026 05:02 AM
    (Translated by Google) Excellent experience with my loan. From the first contact with Andy García, he was very clear, explaining everything in detail. The process was very quick, and what I value most was the transparency and professional treatment...
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  • Encompass
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    Claudia P
    Matthews, NC
    Posted on August 5th, 2026 05:02 AM
    Excelente experiencia con el préstamo, desde el primer contacto con Andy García fue muy claro , explicandome detalladamente paso por paso . El proceso fue muy rápido. definitivamente lo que más valoro es la transparencia y el trato profesional...
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    Elvis G
    Posted on August 3rd, 2026 12:11 AM
    (Translated by Google) I would recommend Andy Garcia a thousand times over to anyone interested in a mortgage. He's kind, patient, and respectful. He's very helpful and assists you with any problem from start to finish. Thank you, Andy, for...
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    Reply from Andy Garcia
    August 10th, 2026 04:05 PM
    I’m so glad I was able to exceed your expectations; that’s always my goal. Matching clients with the right loan option and competitive rates is something I truly enjoy.
  • Encompass
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    Francisca N H
    Charlotte, NC
    Posted on August 3rd, 2026 12:08 AM
    Andy Garcia he is the best my family is happy and I recommend to all my friends and family. super nice person super helpful
    Reply from Andy Garcia
    August 10th, 2026 07:15 PM
    I am grateful for your positive feedback. It means a lot to know you had a great experience. Helping clients navigate the mortgage process and find the right fit whether it’s a VA loan, FHA loan or conventional mortgage is what I’m passionate...
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  • Encompass
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    Alberto J L F
    Anderson, SC
    Posted on July 21st, 2026 10:50 PM
    I'm very happy with the work he did and fast I recommend 100%
    Reply from Andy Garcia
    July 29th, 2026 02:24 PM
    I appreciate you taking the time to leave this review. It was a pleasure working with you, and I’m always available if you need help with a VA loan, FHA loan or conventional loan!
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    Julian & M H
    Posted on July 17th, 2026 02:52 PM
    Andy was extremely helpful throughout the entire process. We are first time homebuyers and did not have a realtor (bought directly through seller) and Andy answered every question we had along the way. He helped educate us and walk us through...
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    Reply from Owner
    July 21st, 2026 12:27 PM
    Your kind words made my day! I’m always here to provide guidance on mortgage-related matters.
  • Encompass
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    Julian B M H
    Charlotte, NC
    Posted on July 17th, 2026 02:52 PM
    Andy was extremely helpful throughout the entire process. We are first time homebuyers and did not have a realtor (bought directly through seller) and Andy answered every question we had along the way. He helped educate us and walk us through...
    read more
    Reply from Andy Garcia
    July 24th, 2026 02:53 PM
    Your review truly means the world to me. I’m here every step of the way throughout your homeownership journey, not just for this transaction. If you have questions about VA loans, FHA loans, or conventional loans, feel free to contact me!
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    Nere C
    Posted on July 7th, 2026 08:53 PM
    Andy Garcia has received a review with 5 star rating from Nere C
    Reply from Owner
    July 14th, 2026 05:06 PM
    Thank you for the 5-star rating, Nere! I truly appreciate you taking the time to share your support. It was a pleasure assisting you with your home financing needs, and I’m grateful for the opportunity to earn your trust. Wishing you all the...
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  • Encompass
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    Nereida C
    Monroe, NC
    Posted on July 7th, 2026 08:53 PM
    Great experience!
    Reply from Andy Garcia
    July 14th, 2026 08:53 PM
    Your review encourages us to keep delivering outstanding service. We're just a phone call away if you ever need assistance.
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    Fredy E
    Posted on June 27th, 2026 06:35 PM
    Andy Garcia has received a review with 5 star rating from Fredy E
    Reply from Owner
    July 2nd, 2026 12:27 PM
    Thank you for taking the time to leave a positive review. I’m honored to have been of service.
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    About
    TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    Addresses and Serving Areas

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 851891
    Disclaimer
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