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Andy Garcia - Mortgage Loan Officer | NMLS # 851891 in Charlotte, NC

Andy Garcia

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Mortgage Loan Officer | NMLS # 851891

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TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne...... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Overall Ratings
4.99
(139)
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Reviews from Web
  • 5.0
    Encompass
    M
    Monica S
    Clemmons, NC
    Posted on May 13th, 2026 05:09 PM
    El estar disponible siempre para contestar cualquier duda o inquietud que tenia. El es un exelente asesor financiero, le agradezco por toda su colabarciin en este proceso.
    Reply from Andy Garcia
    May 20th, 2026 05:09 PM
    Your kind words made our day! We're always here to provide guidance on mortgage-related matters.
  • 5.0
    google
    J
    James H
    Posted on May 5th, 2026 12:51 PM
    Andy Garcia has received a review with 5 star rating from James H
    Reply from Owner
    May 7th, 2026 07:21 PM
    Thank you for taking the time to leave us a positive review. We're honored to have been of service.
  • 5.0
    Encompass
    J
    James V H
    Fort Mill, SC
    Posted on May 5th, 2026 12:50 PM
    Andy was great. He kept me well informed and made sure my needs were met
    Reply from Andy Garcia
    May 12th, 2026 04:30 PM
    Thank you for sharing your positive experience. We're honored to be your trusted mortgage advisors.
  • 5.0
    Encompass
    J
    Jaime B
    Monroe, NC
    Posted on April 16th, 2026 01:45 PM
    Andy was very attentive and made sure we were never confused because he would make sure to answer each and every one of our questions.
    Reply from Andy Garcia
    April 23rd, 2026 01:45 PM
    Your review is a testament to our commitment to excellence. Reach out to us if you have any questions in the future.
  • 5.0
    Encompass
    M
    Mibsar A L
    Charlotte, NC
    Posted on April 10th, 2026 01:39 AM
    Great attitude and professionalism... 100% Recommended
    Reply from Andy Garcia
    April 17th, 2026 05:02 PM
    We're delighted to have exceeded your expectations. Your satisfaction drives us to do our best.
  • 5.0
    google
    D
    Dana M
    Posted on April 3rd, 2026 03:54 PM
    Andy Garcia has received a review with 5 star rating from Dana M
    Reply from Owner
    April 24th, 2026 01:53 PM
    Thank you Dana!
  • 5.0
    Encompass
    D
    Dana A M
    Charlotte, NC
    Posted on April 3rd, 2026 03:54 PM
    Responsive !
    Reply from Andy Garcia
    April 10th, 2026 03:54 PM
    We're honored to have received your positive feedback. We're here to assist you whenever you need.
  • 5.0
    google
    D
    Dina V
    Posted on March 31st, 2026 05:57 PM
    Andy Garcia has received a review with 5 star rating from Dina V
  • 5.0
    Encompass
    D
    Dina R M
    Charlotte, NC
    Posted on March 31st, 2026 05:54 PM
    Excelente persona y profesional hizo que todo el proceso fuera fácil y tranquilo super recomendado 🙏
    Reply from Andy Garcia
    April 7th, 2026 05:54 PM
    Your review is greatly appreciated. We're excited to continue being your trusted lender.
  • 5.0
    google
    R
    Rose
    Posted on March 27th, 2026 01:35 PM
    Exceptional service from beginning to closing! The level of professionalism is beyond! I highly recommend Andy and team.
    Reply from Owner
    April 15th, 2026 03:01 PM
    Thank you
  • 10 of 139
    About
    TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
    523
    /850
    Search Rank Score
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    Addresses and Serving Areas

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 851891
    Disclaimer
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