For almost 21 years, Andy has been the go-to mortgage loan officer for thousands of satisfied clients throughout the country. While the mortgage business is much different today than when he started years ago, his philosophy stays the same: to treat each customer with honesty, integrity, and respect, and he strongly believes in never starting a new project until he has thoroughly finished his last. Andy has had the opportunity to work with just about every type of homeowner out there. He is frequently asked to handle refinances and purchases from new to prior clients because they know that he is up-to-date on every loan program available. Andy loves to educate his customers about different mortgage options so that they can make informed decisions that will give them financing tailored to their needs. His goal is to make the mortgage process fun but easy, and as seamless as possible. In the previous 21 years, Mr. Toth has closed well over 1 billion in mortgage loans. Let him put his knowledge, experience, and hard work in effect for you. Lastly, Andy specializes in all FHA, VA, USDA, CONVENTIONAL, and JUMBO products.