Andrew Smith

Andrew Smith is a dedicated Mortgage Loan Officer with Alcova Mortgage, proudly serving homebuyers across Wilmington, NC and surrounding coastal communities. Originally from Lake Waccamaw, Andrew is passionate about helping clients find creative home loan solutions that save money and make homeownership possible. Whether you're a first-time homebuyer, relocating, or refinancing, Andrew focuses on clear guidance and personalized mortgage strategies every step of the way. When he’s not helping clients, you’ll find him training for triathlons, spending time at Wrightsville Beach, or enjoying local spots like The Loop and Blue Cup with his family. Andrew is active in the community through his run club and local church.