

Andrew Panaia at CrossCountry Mortgage
Loan Officer | NMLS #599806


Florida Atlantic University
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Delray Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner cons...... Show More


Florida Atlantic University
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Reviews from Web
Andrew was on top of everything . He updated us on the process on a very timely basis and returned everything voicemail message or text message immediately. Will definitely recommend Andrew and his team and will definitely reach out to them...
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Reply from Andrew Panaia
December 1st, 2025 02:33 PM
I appreciate the thoughtful feedback. Keeping you updated and promptly addressing your messages is something I always strive for. I'm glad to hear that you felt well-informed throughout the process. Your recommendation is greatly valued, and...
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This was our fourth loan with Andrew Panaia and he just keeps getting better and better. From start to finish, Andrew made the process smooth, stress-free, and incredibly efficient. His knowledge, responsiveness, and attention to detail are...
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Reply from Owner
June 30th, 2025 12:44 PM
I'm thrilled to hear about your positive experience with our home buying process. It has been a pleasure assisting you repeatedly, and I appreciate your trust and kind words. Thank you for recommending my services. I look forward to continuing...
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This was our fourth loan with Andrew Panaia and he just keeps getting better and better. From start to finish, Andrew made the process smooth, stress-free, and incredibly efficient. His knowledge, responsiveness, and attention to detail are...
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Reply from Andrew Panaia at CrossCountry Mortg...
June 30th, 2025 12:50 PM
I'm so glad to hear your fourth loan went smoothly and stress-free! It means a lot to know that you felt supported and well taken care of throughout the process. I really appreciate your trust and your recommendation—thank you! I'm always here...
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We just closed on our new home with Andrew. Not only was Andrew our mortgage broker, but he was also our real estate agent. We closed our house in less than thirty days. Andrew was there every step of the way and genuinely treated us like family....
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Andrew was incredibly helpful, attentive, and effective throughout the entire process! I was extremely stressed, but Andrew’s support and proactive personality made everything go smoothly. Having someone who truly knew what they were doing...
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Reply from Andrew Panaia at CrossCountry Mortg...
June 30th, 2025 12:48 PM
Thank you for your kind words and trust in my services at CrossCountry Mortgage.
Andrew was incredibly helpful, attentive, and effective throughout the entire process! I was extremely stressed, but Andrew’s support and proactive personality made everything go smoothly. Having someone who truly knew what they were doing...
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Reply from Andrew Panaia
January 6th, 2025 12:03 AM
Hi Amanda, I'm really glad to hear that you had such a positive experience! It's my job to make the process as smooth as possible, and I'm delighted that I was able to alleviate some of the stress for you. I greatly appreciate your kind words...
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Andrew and his team have been phenomenal to work with. They were very responsive, transparent and worked with us on a tight tineline . I highly recommend them for anyone who is looking for personalized support . Also, their online platform...
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Reply from Andrew Panaia at CrossCountry Mortg...
December 4th, 2024 08:30 PM
Thank you so much for your kind words, Lenka. I'm thrilled to hear that you had a positive experience with our team.. We strive to provide the best service to our customers and it's rewarding to know we hit the mark with you. Your feedback...
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Andrew's knowledge of the financial industry coupled with his mortgage experience and tenacity to get deals done!
Reply from Andrew Panaia at CrossCountry Mortg...
October 2nd, 2024 02:18 PM
I'm truly grateful for your kind words, Philip. Your positive feedback motivates me to continuously provide top-quality service. I'm glad I could assist with your mortgage/real estate needs and that my financial industry knowledge proved beneficial....
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Andrew was very helpful throughout the entire process, always stayed in touch and answered any questions I had. I highly recommend Andrew to anyone looking for a home, he is very knowledgable, I couldn’t have asked for a better agent or lender...
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Reply from Andrew Panaia at CrossCountry Mortg...
June 30th, 2025 12:49 PM
I'm happy to hear that you had such a positive experience with the mortgage process. It was a pleasure assisting you, and I truly appreciate your recommendation.
Andrew was very helpful throughout the entire process, always stayed in touch and answered any questions I had. I highly recommend Andrew to anyone looking for a home, he is very knowledgable, I couldn’t have asked for a better agent or lender...
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Reply from Andrew Panaia
August 4th, 2024 01:40 AM
Thank you, Justin, for your kind words and the stellar rating! I'm thrilled to hear that you were satisfied with the service you received. It was my pleasure to assist you throughout the process and ensure your questions were answered. Your...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Delray Beach, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #599806 | Branch NMLS #1623515
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Search Rank ScoreLearn More →
569
/850
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Education
- Florida Atlantic UniversityBusiness/Managerial EconomicsBachelor of Business Administration (BBA)

Memberships
- MBA
- NAR
- Palm Beach BMW Club
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Year Started
2008
Time Zone
Eastern Standard Time (EST)
Licenses
- 599806
Awards
Super Starter Awar...
Achievements
- Team Lead - The Panaia Team
Hobbies
- Family Time
- Gym Time
- Car enthusiast
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095