Andrew Lugo

Name: AFN
Telephone: +1-831-229-5044
Rating: 4.92

Loan Officer | NMLS # 212011

NEXA Mortgage - Chandler, AZ

4.92

(120)

American Financial Network, Inc. built its reputation as an outstanding mortgage lender by exceeding the expectations of real estate professionals, builders, and individual homebuyers throughout the United States.

Mortgage

Mortgage Loan Officer

Contact Info

(831) 229-5044

Brea, CA

https://www.andylugolending.com/

Location & Business Hours

Business Hours

Tues

9 AM to 6 PM

Wed

9 AM to 6 PM

Thu

9 AM to 6 PM

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4.92

(120)

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Andy was wonderful to work with. Got us preapproved the same day and kept us updated on the best time to lock in a mortgage rate in this crazy market.He was able to get us rates that beat every bank I talked to.He was kind, patient, and a wonderful...

Andrew was always attentive during the 3 month home search my family and I went through. He had prompt responses, great rates, and great insights into today's markets. I would highly recommend working with him.

Reply from Owner

May 28th, 2024 12:00 AM

Thanks for the great review. It was a pleasure to be part of your personal journey purchasing this home. Please forgive the tardiness of my response. This notification was in my spam. :(

I recently had the pleasure of working with Andrew for my condo loan, and I must say that my experience with Trusted Rate was great. From the moment I contacted them, their team demonstrated professionalism, knowledge, and a commitment to helping...

As a first time buyer I was so lucky to be able to work with Andy! He was always responsive anytime we had questions, patient, and most importantly someone who works hard for your best interest! When I started the process with Andy my credit...

Andy was very helpful when we purchased our home. He was thorough, professional, and knowledgeable. As first time homebuyers, this was essential for us. He answered my numerous questions and continues to provide guidance till this day. I recommend...

Reply from Owner

March 31st, 2022 08:02 AM

Wow...thank you SO much for that amazing review! I am humbled by your kind words. I work really hard to provide everyone with a positive experience and I'm truly happy that you feel that's exactly what you received. As a client, you can always...

Andy has been always very helpful and knowledgeable. He helped me with my home loan some years ago when others didn’t. He guided me into what to do from beginning to end. Just recently he helped me refinance my home loan again when others said...

Reply from Owner

March 18th, 2022 08:01 AM

Wow...I am truly humbled by your comments. As you know, I take every client's request very personally.Instead of saying "NO" I find best/quickest path forward so that I can say: "YES - Your are Approved!" Buying a home largest purchase most...

This is a Man U can trust does a great n good work would recommend him to Anyone. If u want and honest guy u can trust him.

Reply from Owner

March 18th, 2022 08:01 AM

Nicolas - I am very grateful for your comments. Thank you for allowing me to help you with the refinance of your house. / Estoy muy agradecido por sus comentarios. Gracias por permitirme ayudarlo con el refinanciamiento de su casa.

Andrew is the right person you want on your side if you are looking for a loan. Andrew took his time to explain every detail and answered every questions we had, even if it was 11PM at night. Andrew’s great personalities and tremendous knowledge...

Reply from Owner

March 18th, 2022 08:01 AM

Sheng - Thank you for that amazing review! It's always great to know that our time together was appreciated to that degree. I love working with first time home buyers because it reminds me of all of the concerns that I had when I purchased...

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About

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Specialities

Conventional Mortgages

FHA Mortgages

VA Mortgages

USDA Mortgages

Self Employed Mortgages (Fewer Proof of Income Requirements)