My wife, Elena, and I have been in the real estate business since we both graduated from college. I started in insurance in Cleveland, OH. A few years after working in the field, I went onto opening an Allstate agency that I successfully grew and sold after 5 years following a move to Florida. Elena had to move her own independent insurance agency south as well. In Florida, my wife and I opened a mortgage brokerage specializing in purchases, which helped us gain a thorough understanding of the purchase process from all the perspectives: lender, real estate agent, title and insurance. Obviously, getting a real estate license was the next step.Based on our experience in multiple fields, so closely associated with any real estate transaction, we pride ourselves in our knowledge. Owning a mortgage brokerage, an insurance agency as well as being real estate agents gives us an unsurpassed advantage over most realtors. We follow the purchase process closely, most of the time getting the mortgage loan for the borrower as well. Thus eliminating the need for multiple negotiations between parties.A purchase or sale of a home is a stressful enough process, so it's important to make sure you choose a realtor who has the knowledge to lead you through all the steps: prequalification, offer, acceptance, mortgage loan, appraisal, title work, closing; instead of submitting the offer and leaving you to take care of things yourself.Cash buyers would benefit from Elena's extensive knowledge of Naples area as well as Miami, and my knowledge of appraisal system, insurance and title process.We are both easy to work with and I am confident you will find the purchase or sale process painless with our company