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Andres Julian Camacho - Loan Officer in Chula Vista, CA

Andres Julian Camacho

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Loan Officer

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top profes...... Show More
Location & Business Hours
Business Hours
Mon
closed
Tues
closed
Wed
closed
Overall Ratings
5.0
(16)
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Reviews from Web
  • 5.0
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    Aaron C
    Posted on May 16th, 2026 12:00 AM
    Very smooth process from start to finish. Andres and his team were working with me every step of the way. We agreed to close in 21 days and they made it doable. Very comfortable very knowledgeable. I’d trust them again for any future purchases...
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    Reply from Owner
    May 22nd, 2026 12:00 AM
    Thank you Aaron — we’re thrilled to hear Andres and the team made the process smooth and met your 21-day timeline. We appreciate your trust and are glad you felt comfortable and well informed throughout. We look forward to helping you with...
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  • 5.0
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    Hector L
    Posted on April 24th, 2026 12:00 AM
    My family and I would like to sincerely thank Andy Camacho for making our first home buying experience such a positive and memorable one. From start to finish, he was incredibly helpful, patient, and thorough, always taking the time to answer...
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    Reply from Owner
    May 22nd, 2026 12:00 AM
    Thank you, Hector — we’re so happy Andy could make your first home-buying experience positive and memorable. Congratulations on your new home, and we appreciate your trust in our team. If you need anything in the future, we’re always here to...
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  • 5.0
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    Carlos T
    Posted on October 2nd, 2025 12:00 AM
    I’d like to thank Andy and his team for making a dream of my family’s and I come true! Not only did they help us along every step of the way. He made us feel like we were his only client! Very professional and prompt, he made sure we understood...
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    Reply from Owner
    October 22nd, 2025 12:00 AM
    We are thrilled to hear about your positive experience with Andy and the team at Rate Republic! Your satisfaction is our top priority, and it's wonderful to know that we could help make your family's dream come true. Thank you for your kind...
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  • 5.0
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    Ruben A
    Posted on October 1st, 2025 12:00 AM
    Andy has been helping me since my first experience buying a home over 10 years ago and also with my most current purchase just few months ago. Throughout the years he has been keeping me informed with current market rates and advising me when...
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    Reply from Owner
    October 22nd, 2025 12:00 AM
    Thank you for sharing your wonderful experience with Andy. It's great to hear how he has consistently provided you with valuable guidance over the years. Your trust in him, especially during such significant decisions, truly highlights his...
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  • 5.0
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    Andy H
    Posted on September 30th, 2025 12:00 AM
    I've worked with Andy and his team on 2 loans now, and they are top notch! From start to finish they help with it all, and make sure I am getting the best service from all parties involved in the process. Nancy is amazing handling all the paperwork...
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    Reply from Owner
    October 22nd, 2025 12:00 AM
    Thank you for the fantastic review! We're thrilled to hear that Andy and the team have been able to provide you with exceptional service and tailored solutions for your loans. Nancy appreciates your kind words about her handling of the paperwork....
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  • 5.0
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    Minerva Q F
    Posted on February 13th, 2025 04:13 AM
    Andres Camacho and his team are great! They helped us through our financing process and are very knowledgeable. We are very happy with the services and attention we received.
    Reply from R a t e R e p u b l i c - The An...
    February 13th, 2025 04:14 AM
    Thank you for your wonderful feedback, Minerva! We're thrilled to hear that Andres Camacho and his team provided you with excellent service during your financing process. Your satisfaction is our priority, and we appreciate your support!
  • 5.0
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    Lori T
    Posted on January 26th, 2024 12:00 AM
    Andy is a master at his skill in his job. He was wonderful in explaining documents or what step was next in process. I’d put my faith in him with any financial assistance. Awesome in his job & equally as a person.
  • 5.0
    Zillow
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    Erick M
    Chula Vista, CA
    Posted on December 8th, 2016 12:00 AM
    Everything went as it should. He told me what i needed to do and his assistants followed up. Able to anwser any questions I had. Minimal contact was had, and was stress free, just how it should be. Great experience.
  • 5.0
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    User2155657
    San Diego, CA
    Posted on December 6th, 2016 12:00 AM
    Andy gave my wife and I our first loan on our condo 2 years ago. When it was time to upgrade, Andy laid all the cards on the table and walked us through our different options. He wanted to make sure we got the right loan for what we needed....
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  • 5.0
    Zillow
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    Chavarin777
    Murrieta, CA
    Posted on March 14th, 2016 12:00 AM
    Andy and his staff made for a fast and easy refinance of our home. Andy walked us through the refinance process and presented us with the best possible deal making this the best home loan we have ever experience. We highly recommend Andy Camacho,...
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  • 10 of 16
    About
    Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application. After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.
    Products & Services
    Mortgage Loan Officer
    100
    /850
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    Year Started

    2012
    Licenses
    • NMLS # 723902
    • DRE # 02055900