Thanks for inquiring further about what Florida Mortgage and Loan can offer. I am the owner of our mortgage brokerage. We leverage the largest nationwide wholesale lenders with small town service. We strive to find you the best mortgage rate and terms for your current situation. We prequalify using only soft credit tools that do not ding your credit score but provide the essential information necessary to make sure that you're able to qualify. We want you to have the best experience possible. Call me today to start experiencing the Florida Mortgage difference! **Certified Military Housing Specialist**