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Andra Wilkes-Morgan - USA Mortgage - Mortgage Loan Originator in Lakeland, FL

Andra Wilkes-Morgan - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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  • Encompass
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    David H L
    Davenport, FL
    Posted on October 14th, 2025 12:25 AM
    Very professional
    Reply from Andra Wilkes-Morgan
    November 6th, 2025 12:20 PM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
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    Deborah A L
    Davenport, FL
    Posted on October 8th, 2025 01:45 PM
    Great communication throughout the process. Andra's responses were quick, through and professiona.
    Reply from Andra Wilkes-Morgan
    November 6th, 2025 12:20 PM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
    read more
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    Peyton B
    Ocala, FL
    Posted on September 17th, 2025 07:16 PM
    Andra is amazing at what she does. She is very informative, intelligent and more then willing to help. If we had any questions, she was right there to answer them! She communicates very good and knows how to get it done!
    Reply from Andra Wilkes-Morgan - USA Mortgage
    November 6th, 2025 12:20 PM
    Hi Peyton! Thank You for your kind words. I wish you and James many blessed days in your New Home. Please never hesitate to reach out with questions or lending needs. Warm Regards , Andra
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    Joanna S A
    LAKELAND, FL
    Posted on April 30th, 2025 12:49 PM
    Our experience was absolutely amazing Andra always available to answer all of our questions and we enjoyed working with her
    Reply from Andra Wilkes-Morgan
    November 6th, 2025 12:20 PM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
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    Kim M
    Posted on February 16th, 2025 12:00 AM
    “I have been working with Andra for six years now, and I can confidently say that she is incredibly dedicated to her work. She consistently goes above and beyond, especially when it comes to her clients. Andra is always thinking outside the...
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    Reply from Andra Wilkes-Morgan - USA Mortgage
    April 2nd, 2025 06:19 PM
    Kim I can't Thank You Enough for the kind words. I truly appreciate the opportunity to work with your clients and the trust you have placed in me over the years. Having you as one on my Top Referral Partners has been a true blessing
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    Nina S
    Posted on January 20th, 2025 12:00 AM
    My experience with Mrs. Andra I have so honored to have her.If we did not understand something she would explained over and until we did understand, besides writing a loan contact on the house and when the appraisal came back lower than what...
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    James S
    Posted on January 19th, 2025 12:00 AM
    Andra got me a VA loan even after having a bank ruputcy and had me qualify for a loan and closed in 30 days yes and I had my share of technical problems with understanding Doc U Forms and she would walk me through it.She is very knowledgeable...
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    Lilya G
    WINTER HAVEN, FL
    Posted on December 11th, 2024 02:48 PM
    I loved how knowledgeable Andra was and how she could always somehow magically calculate affordable price bo matter how stressful the total amount sounded. Andra is great!
    Reply from Andra Wilkes-Morgan - USA Mortgage
    November 6th, 2025 12:20 PM
    Lilya it was my pleasure to assist you with your home loan. I am always available for you if you need information or have questions in the future. Warm Regards, Andra,
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    Lilya G
    Posted on December 11th, 2024 12:00 AM
    Andra is the best!!!! She made my mortgage process so pleasant! And she managed to get me the best possible rate and the lowest possible payment! I am totally grateful!
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    Lena C T
    LAKELAND, FL
    Posted on November 23rd, 2024 11:52 PM
    Better communication. Less of me having to read out for updates
    Reply from Andra Wilkes-Morgan
    November 6th, 2025 12:20 PM
    Thank you for your feedback but I'm sorry to hear that there were some areas that could have been improved. I'll take your feedback into consideration and work to make the process even better for future clients!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
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    Positions
    • USA MORTGAGE - MORTGAGE BANKER/OWNER
      Feb 1st, 2020 - Current

    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 339857
    Achievements
    • NAMB CERTIFIED VA LENDING EXPERT
    Hobbies
    • VOLUNTEERING
    • MOTOR CYCLE RIDING
    • STUDDING THE BIBLE AND HISTORY
    • View All
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.