I am the owner of Carlson Mortgage. We are local and are only licensed and specialize in Missouri. What separates us from other Zillow mortgage professionals is that we don't charge ANY broker fees, processing fees, application fees or "points". That is in addition to having some of the rock-bottom interest rates in Missouri. We don't make as much money per loan as other places, but we have a lot of repeat business. We are routinely ranked #1 in Missouri for customer satisfaction on Yelp, Google and Yellow Pages. Call me at 314-329-7314 whether you are buying a home or looking to refinance your existing mortgage. Note: if needed, I am available to pre-approve you on evenings and weekends. For the past 20 years, I've been providing mortgage services that are tailored individually to your unique needs. We specialize in conventional, FHA, Veterans (VA) and Jumbo Loans (up to $3 million). We work with 8 major banks and wholesale lenders, but don't have any allegiance to a specific one. Because of that fact, we are able to routinely offer you some of the lowest rates in the country. References from dozens of local real estate agents and hundreds of happy clients are available. Please check out our Yelp, Google, Facebook and LinkedIn reviews by clicking 'show more' down below. Note: you can also Google 'Carlson Mortgage' or 'Alex Gorodinsky' for more reviews: Facebook: https://www.facebook.com/CarlsonMortgage Yelp: http://www.yelp.com/biz/carlson-mortgage-saint-louis LinkedIn: https://www.linkedin.com/in/st-louis-loans-mortgage-broker Instagram: https://www.instagram.com/carlsonmortgage/ A little bit about me: I grew up in St. Louis and have lived here for more than 30 years. After graduating from Washington University (finance and Spanish double majors), I opened a mortgage brokerage. My loan officers and I don't work your typical "bankers" 9am-5pm hours. We are open during evenings and on weekends (by appointment only). After work-hours, we are accessible on our cell phones, should you have any questions or need a status update. We will ensure that your mortgage experience is smooth and stress-free and that your loan closes on schedule. As a bonus, we will always attend all of our closings. Please call me at 314-329-7314 with any questions.