Charity Kincaid | Alterra Home Loans | Chattanooga, TN's Cover Image
Charity Kincaid | Alterra Home Loans | Chattanooga, TN - Loan Officer | NMLS # 187236 in Chattanooga, TN

Charity Kincaid | Alterra Home Loans | Chatta...

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Loan Officer | NMLS # 187236

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Charity Kincaid is a Branch Manger for Alterra Home Loans with over 20 years experience in the mortgage industry. Charity is experienced in Renovation Lending, FHA, Conventional, USDA, First Time Home Buyers with down payment assistance pro... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(423) 421-9108
Chattanooga, TN
https://www.goalterra.com/agent-profile/charity-kincaid-102647595
https://myloan.goalterra.com/borrower/signup/ckincaid@goalterra.com
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Reviews from Web
  • Encompass
    J
    Jamie R
    CHATSWORTH, GA
    Posted on February 10th, 2025 01:05 PM
    Always communicating with each other. Charity did her best to get me what I needed and wanted.
  • Encompass
    R
    ROY J J
    CALHOUN, GA
    Posted on November 18th, 2024 05:31 PM
    My Zillow profile is: http://www.zillow.com/reviews/write?s=X1-ZUyt0uqkttpx55_5cfwe
  • Encompass
    M
    Marcos A
    CALHOUN, GA
    Posted on November 8th, 2024 02:56 AM
    Fast assistance
  • Encompass
    T
    Trena P P
    Chatsworth, GA
    Posted on August 19th, 2024 11:01 AM
    I got the house!!
    Reply from Charity Kincaid | Alterra Home Loan...
    August 19th, 2024 01:44 PM
    Trena! It was a pleasure to assist you through this process. Your feedback is greatly valued and I'm glad to know that you're satisfied with the services of Alterra Home Loans. Remember, I'm available if you have any more questions or need...
    read more
  • Encompass
    A
    Arthur C Q
    Chattanooga, TN
    Posted on August 8th, 2024 12:21 PM
    Charity was amazing. She made the process simple and easy.
  • Encompass
    A
    Ann B
    TRION, GA
    Posted on July 22nd, 2024 11:16 PM
    Seamless transaction from start to finish! The loan program my client utilized allowed a recent 1099 to W2 income transition which is hard to find! I highly recommend the Kincaid's!
    Reply from Charity Kincaid | Alterra Home Loan...
    July 22nd, 2024 11:21 PM
    I'm thrilled to hear your positive feedback, Ann! Your satisfaction is our top priority at Alterra Home Loans and I'm glad to know that we were able to assist your client in navigating through their income transition. It's responses like yours...
    read more
  • Encompass
    C
    Collin R
    Harrison, TN
    Posted on July 22nd, 2024 09:43 PM
    A tight time frame with a more challenging loan program and happened on time. Great job!
    Reply from Charity Kincaid | Alterra Home Loan...
    July 22nd, 2024 10:56 PM
    Thank you Collin! As always it was a pleasure working with you.
  • Encompass
    M
    Mary A C
    TRION, GA
    Posted on July 18th, 2024 02:37 PM
    They made buying a home easy. I would send them the information they would do all the work. I would recommend, to anyone looking to buy a home.
    Reply from Charity Kincaid | Alterra Home Loan...
    July 22nd, 2024 11:02 PM
    Thank you so much for taking the time to write such a positive review, Mary! I'm thrilled to hear you found the homebuying process easy with us at Alterra Home Loans. We strive to make it as seamless as possible for our clients. It was truly...
    read more
  • Encompass
    C
    Christian R
    Chatsworth, GA
    Posted on May 23rd, 2024 07:34 PM
    Thank you for your help!
    Reply from Charity Kincaid | Alterra Home Loan...
    July 22nd, 2024 11:04 PM
    Thank you for taking the time to level us a 5-star review. Your review mean a lot to us. We enjoyed working with you and please do not hesitate to reach out should you need anything additional in the future.
  • Encompass
    N
    Nicole R
    Chatsworth, GA
    Posted on May 14th, 2024 07:57 PM
    Thank you! We really enjoyed working with you!
    Reply from Charity Kincaid | Alterra Home Loan...
    May 14th, 2024 08:10 PM
    Thank you Nicole! It was a pleasure working with you and we look forward to working with you and your clients again soon!
    • 10 of 204
    About
    Charity Kincaid is a Branch Manger for Alterra Home Loans with over 20 years experience in the mortgage industry. Charity is experienced in Renovation Lending, FHA, Conventional, USDA, First Time Home Buyers with down payment assistance programs, and VA financing. Her knowledge and expertise helps her guide her clients through the mortgage lending process and helping them to accomplish their dreams of home ownership. Charity grew up in Chattanooga and loves serving her community. She resides in Ooltewah, and is married with 3 children.
    Products & Services
    Mortgage Loan Officer
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    Positions
    • TeamKincaid Alterra Home Loans - Loan Officer
      Aug 1st, 2019 - Current

    Year Started

    2008

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 187236
    Disclaimer
    Panorama Mortgage Group is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC, d/b/a Alterra Home Loans, Legacy Home Loans, Americana Home Loans, New Vision Lending, Vision Mortgage Group, Panorama Mortgage Advisors, and Inspiro Financial is located at 6623 Las Vegas Blvd South F-200 Las Vegas NV 89119, Toll Free (877)-845-4805; NMLS #133739 (www.nmlsconsumeraccess.org).