My team’s objective is simple: We focus on helping individuals with their retirement by helping them understand their options. Effectively planning whether you are preparing for retirement or already retired involves a variety of accounts and investments, including IRAs, employer-sponsored retirement plans (e.g., 401(k)), annuities, equities, mutual funds and insurance, I can help. Our philosophy is simple. We want to get to know you in order to help you make the best decisions possible.As I mentioned, my focus is to understand your needs, goals and wants, and develop a plan to help reach them. I will meet with you to present an analysis and discuss my recommendations. Together, we implement the recommendations and monitor your progress. From here, I will plan regular meetings with you to assess the progress and, when necessary, I will recommend adjustments to your portfolioBecause there are many factors that may change in your situation or the environment, it’s of the utmost importance to me to be proactive and knowledgeable in the financial industry. I am committed to staying up-to-date on relevant tax, estate and social security laws in order to provide you with the most suitable financial advice for your particular situation.My team includes an outstanding branch office administrator. Laura is dedicated to providing the highest level of professional and personalized service. Her warmth and skills help provide an exceptional client experience.I grew up in North Hollywood, California, and loved the diversity of my neighborhood. I was blessed to have been exposed to many different cultures. I learned at a young age to not judge others but rather embrace and respect perceived differences. I am an Eagle Scout and have been involved with Scouting my entire life. 33 years ago, I served a two-year mission for The Church of Jesus Christ of Latter-Day Saints in the Philippines. I was assigned to Quezon City. I learned Tagalog and to this day, treasure every opportunity to speak it. When I was a child, I spent some time in my father's hometown of Puerto Vallarta, Mexico, where I learned Spanish.Outside of the office, I truly enjoy spending time with my beautiful wife, Lucille, son, Sebastian, and daughter, Shiloh. Lucille and I are very active. We both enjoy playing basketball, racquetball, pickleball and working out together.