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Adalberto Garcia - Loan Officer | Serving FL & GA in Dayton, OH

Adalberto Garcia

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Loan Officer | Serving FL & GA

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Hablo Español. At Homespire Home Loans, our personalized approach to the mortgage process is what sets us apart. It is our priority to create a hassle-free and stress-free mortgage experience by walking you through the entire loan process f... Show More
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  • Encompass
    E
    Eric J R
    Lynn Haven, FL
    Posted on September 19th, 2026 11:43 AM
    Adalberto was great to work with and is always just a phone call away to answer any questions you may have. He also works hard making sure you get the best loan for your financial situation.
  • Encompass
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    Austin B W
    Grand Ridge, FL
    Posted on September 14th, 2026 05:57 PM
    Berto was great to work with on my home buying journey. He was very knowledgeable and had great communication. I would highly recommend him when buying your first or next home
    Reply from Adalberto Garcia
    September 20th, 2026 05:57 PM
    We really appreciate your kind words! We make it our mission to give every client an excellent experience, and we’re so happy to hear that you did 😊 Thank you for choosing Homespire Mortgage! We look forward to working with you again in the...
    read more
  • Encompass
    K
    Katherine V W
    Defuniak Springs, FL
    Posted on September 14th, 2026 03:02 PM
    This team had exceptional communication, walked me through the whole process as a new buyer, personable and positive every step of the way.
    Reply from Adalberto Garcia
    September 20th, 2026 03:03 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • Encompass
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    Aaron J T
    Panama City Beach, FL
    Posted on September 12th, 2026 04:03 PM
    We closed on time!
    Reply from Adalberto Garcia
    September 18th, 2026 04:03 PM
    Thank you for the kind review! Your support means a lot to us, and we’re here for you whenever you need us!
  • Encompass
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    Paula S
    Panama City Beach, FL
    Posted on September 11th, 2026 05:58 PM
    Adalberto and his team kept me informed throughout the entire process of getting my condo and the loan approved . They had several options and we chose the best one for my situation Great communicators and new friends!
    read more
    Reply from Adalberto Garcia
    September 17th, 2026 05:59 PM
    Thank you so much for taking the time to share your experience.We’re so happy to hear that you had an excellent experience. Best of luck to you in your new home and thank you for choosing Homespire Mortgage!
  • Encompass
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    Kerry D J
    Kissimmee, FL
    Posted on September 9th, 2026 03:03 PM
    Thr hard work.
    Reply from Adalberto Garcia
    September 15th, 2026 03:03 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • Encompass
    B
    Barak L
    Southport, FL
    Posted on September 8th, 2026 07:18 PM
    Mr. Garcia and his team were very helpful and patient with all of my questions during and after closing on our new home!
    Reply from Adalberto Garcia
    September 14th, 2026 07:19 PM
    It was great working with you. Thanks again for putting your trust in us.
  • Encompass
    K
    Kurtis J L
    Kissimmee, FL
    Posted on April 20th, 2026 08:54 PM
    My wife and I had been stressing over the end of our lease and us still not having a house. Within 2 weeks time, Adalberto and his team made every effort to give us all the advice and guidance we needed to find and close on our first home!
    read more
    Reply from Adalberto Garcia
    April 26th, 2026 08:55 PM
    We really appreciate your kind words! We make it our mission to give every client an excellent experience, and we’re so happy to hear that you did 😊 Thank you for choosing Homespire Mortgage! We look forward to working with you again in the...
    read more
  • Encompass
    M
    Matthew K
    Chipley, FL
    Posted on April 4th, 2026 09:27 PM
    Adalberto made our dream of buying a house reality and the whole loan process was a breeze with him. We couldnt couldn't be more thankful
    Reply from Adalberto Garcia
    April 10th, 2026 09:28 PM
    It was great working with you. Thanks again for putting your trust in us.
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    About
    Hablo Español. At Homespire Home Loans, our personalized approach to the mortgage process is what sets us apart. It is our priority to create a hassle-free and stress-free mortgage experience by walking you through the entire loan process from start-to-finish. We will help you choose the right loan with the best terms.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Non-QM
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS #2263752
    • Georgia Residential Mortgage Licensee
    • Licensed in AL, FL, & GA
    Disclaimer
    This is not a commitment to lend or extend credit. Homespire Home Loans is a division of This is not a commitment to lend or extend credit. Homespire Home Loans is a division of NFM Lending, LLC NMLS #2893, www.nfmlending.com, © 2025 NFM Lending LLC. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending, LLC and/or its subsidiaries. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.