I grew up in the small town of Ripon, CA and I have currently settled down in Elk Grove, CA. I have 2 amazing children a daughter & son. My daughter is a Graduate of Sac State 2019 and my son will be attending the Police academy in the fall of 2020. We all are very active enjoying the beautiful outdoors, sporting events, animals (we have 3-dogs) and most importantly, we love cooking & laughing together with friends and family; nothing warms my heart more. I have been a licensed MLO since 2000, and I have had my Real Estate License since 2003, so all together I bring 19+ yrs. of experience to the table. My years as a Mortgage Professional has enable me to understand and master all aspects of the Lending & Real Estate process, from the initial loan application all the way to closing and drawing my own loan docs. I've done it all and know all phases of the lending process including training new MLO's. I am also a credit repair expert and I have been fixing credit for 20 yrs. and have helped hundreds of clients get their credit on track to becoming a home owner. However I have to say the most rewarding part of my job is the relationships & partnerships I have built with all the wonderful clients & industry partners I have worked with & helped out throughout the years, and these relationships will last a lifetime. Honestly to me there is nothing more gratifying than helping others and turning their dreams into reality; truth. So if you know anyone that is considering Purchasing, Refinancing or Selling their home it would be my pleasure to help assist them throughout the whole process. In addition if you know anyone that needs help with their credit, please feel to reach out to me, as I stated before I am a credit expert and can get anyone back on track to credit worthiness and home ownership........."if there's a will there's a way."