Blue Coast Home Loans has a perfect rating with the Better business Bureau; we have never had a complaint because we always honor the loan terms that we lock in for our clients. We providehigh-quality home loans for both new home purchases and refinances. All Blue Coast employees take great pride in their work, and client transactions are handled expediently and professionally. From start to finish, our loan process is highly automated, allowing us to process a high volume of loans with the lowest possible overhead costs. We do not advertise, and so we do not have to pass advertising costs to our customers. For this reason, we are able to offer the rock-bottom lowest rate and fee combinations available. We typically save our customers thousands on the total cost of their loan (which includes lender fees, interest rate, etc.), and because we guarantee our rates and fees in writing, our clients have the peace of mind of knowing their loan terms will not change at closing. Unfortunately, most lenders out there do not guarantee their rate and fees and do not lock loan terms in when your paperwork is submitted to them. We are one of the few companies that, when they choose to lock in, provide our clients with both a rate lock confirmation and a closing cost guarantee the same day. We have built an unparalleled reputation on delivering what we promise, which is why the majority of our business comes from repeat clients and referrals. We have a sincere personal interest in making sure your loan will close on time. We know that our clients come back to us time and time again simply because we offer the best service, the lowest rate and fee combination, and we deliver what we promise.