

Karen Ramirez-Gomez
Sr. Loan Officer


Lincoln Law School of San Jose
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
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Reviews from Web
having patience with my mom and I until we finally made decisions to move out to a different city and find a home we fall in love with .
Reply from Karen Ramirez-Gomez
March 4th, 2025 03:56 AM
Thank you so much, Fabian! It was an absolute pleasure working with you and your mom. I’m glad I could be there through every step of your journey to find the perfect home. Moving to a new city is a big decision, and I’m thrilled you found...
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I got helped since the first time I talk her and her team. I very appreciate it, the help and the time they took to help me. Thank you.
Reply from Karen Ramirez-Gomez
February 7th, 2025 01:21 AM
Alvaro, thank you so much for your kind words. I truly appreciate you taking the time to share your positive experience. My team and I were happy to help you through the loan process and are so thrilled we could be of assistance. It was a pleasure...
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As stressful as the home buying process can be, Karen and her team made me feel at ease. They were very communicative and thorough about what to expect. Thank you so much
Reply from Karen Ramirez-Gomez
February 6th, 2025 01:46 PM
Billie, I'm so glad to hear that my team and I could make this process easier for you. Purchasing a home is a big undertaking, and it's truly rewarding for us to know we provided a positive experience. Thank you for the kind words and your...
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Karen tiene una gran personalidad en su trabajo muy amable con sus clientes
Karen was knowledgeable and professional. She always answered our questions and helped us every step of the way.
Reply from Karen Ramirez-Gomez
September 2nd, 2026 02:15 PM
Yessica, thank you for your kind words. I'm pleased to know that my knowledge and professionalism were helpful throughout the process. It was a pleasure assisting you every step of the way.
well organized. great communication. great contract. She was very helpful would recommend!
Reply from Karen Ramirez-Gomez
July 24th, 2026 09:39 PM
Bernardo, I appreciate your feedback and am glad to hear that you found my communication and organization helpful during the refinancing process. Thank you for recommending my services!
She is very Professional always ready to respond any question, she helps me with all the paperwork from the beginning of the process to the end
Reply from Karen Ramirez-Gomez
July 17th, 2026 08:14 PM
Alma, I'm thankful for your kind words. I'm pleased to know that my assistance and responsiveness throughout the refinancing process were helpful to you. If you have any more questions or need further help, feel free to reach out.
always communicated quickly and helped ensure a smooth purchase
Reply from Karen Ramirez-Gomez
July 17th, 2026 01:52 PM
Eduardo, I appreciate your feedback and am glad to hear that my quick communication contributed to a smooth purchase process for you. It was a pleasure working with you, and I’m here if you need anything in the future.
Karen did an outstanding job securing our home loan. From start to finish, her communication was prompt and her patience in explaining the details made a world of difference. She kept the entire process moving quickly and handled all the complex...
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Reply from Karen Ramirez-Gomez
July 15th, 2026 09:56 PM
Jose, I'm so grateful for your thoughtful feedback. It’s wonderful to hear that my communication and assistance made a difference during your home loan process. I’m glad we could work together again and that you felt confident every step of...
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Karen had all the answers for my questions, she help me with the whole proces, very professional and efficient. Made the process of my refinance an easy proces. Definitely will recommend her.
Reply from Karen Ramirez-Gomez
July 8th, 2026 05:47 PM
Thank you so much for your kind words and for trusting me with your refinance! It was truly a pleasure helping you through the process. I'm so glad I could make everything smooth and stress free for you. Your recommendation means the world...
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Specialities
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
Community Lending: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
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Education
- Lincoln Law School of San JoseReal Estate LawDoctor of Law

- San Jose State UniversityBachelor of Arts (BA)Aug 2025

Positions
- Land Home Financial Services - Loan OfficerJul 1st, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 1393458
- Land Home Financial NMLS #1796
Awards
President's Club
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.