

Zach Taylor at CrossCountry Mortgage
Senior Mortgage Advisor | NMLS #315344

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
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Reviews from Web
Excellent service!
Reply from Zach Taylor at CrossCountry Mortgag...
April 23rd, 2026 06:18 PM
Daniel, thank you for your kind words! I'm glad to hear that you had an excellent experience with the service provided. If there's anything more I can do for you, please let me know.
Zach is very detail oriented, communicative and follows through on what he says. I work with Zach on 99% of my purchase side business.
Reply from Zach Taylor at CrossCountry Mortgag...
March 29th, 2026 08:30 PM
John, it's wonderful to hear about your satisfaction with our collaboration. I appreciate your recognition of my attention to detail and communication. I also appreciate the trust with your valuable clients and look forward to many more on...
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Zach and his team were wonderful and I appreciate all of their hard work.
Reply from Zach Taylor at CrossCountry Mortgag...
March 29th, 2026 08:46 PM
I’m grateful for your appreciation, John. It was a pleasure to support you alongside my amazing assistant Niki. Congratulations on your new home!
Somehow it all came together. I had some difficulty sending documents, etc., but I managed and had a learning experience as well. The staff was patient and helpful to an old lady. Best of all, I love my new home!
Reply from Zach Taylor at CrossCountry Mortgag...
December 1st, 2025 04:50 PM
Linda, I'm glad to hear that everything came together for you in the end for the on-time closing. Navigating paperwork can be challenging, and I appreciate your patience and persistence. It’s heartening to know that my amazing team lead by...
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We have worked with Zach multiple times over the years and he is always a pleasure to work with! He is very personable, professional, reliable, honest,and hard-working.
Reply from Zach Taylor
November 18th, 2025 09:32 PM
Deanna, I truly appreciate your continued trust and kind words. It's rewarding to know that over the years, you have found working with me both pleasant and dependable. I am committed to maintaining a personable and professional approach throughout...
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Zach and the team are very thorough and efficient. They kept us int he loop through the entire process.
Reply from Zach Taylor
November 18th, 2025 05:28 PM
It's great to know that you found our approach thorough and efficient, Theodore. Keeping you informed throughout the process is a priority for me, and I’m pleased to see it made a difference for you. If there's anything else I can assist with...
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Zach was a pleasure to work with! His team handled everything for us !!
Reply from Zach Taylor
July 23rd, 2025 09:30 PM
Thank you, Harish, for your kind words. I'm delighted to hear that working together was a positive experience for you. While I enjoyed being part of the process, it's great to know my team also played a vital role in meeting your needs. If...
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Very dedicated. Always available to answer questions and talk through things. extremely knowledgable and a genuine person. highly recommend!
Reply from Zach Taylor
July 13th, 2025 04:49 AM
Thank you, Elizabeth, for your kind review. It's great to know that my dedication and availability were helpful to you. I always strive to provide clear and informed guidance, so I am grateful to hear you felt supported and understood. Your...
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Zach and his team were communicative and transparent, which made this entire process less overwhelming and confusing. We appreciate the time and effort newded needed to close in 19 days!
Reply from Owner
June 25th, 2025 09:21 PM
Thanks , Nali! Communication is the key and having our industry leading fully underwritten fast track approval is also key! Thanks for listening to our recommendations over the past year as we got your preapproval up to a price range that worked...
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Zach and his team were communicative and transparent, which made this entire process less overwhelming and confusing. We appreciate the time and effort newded needed to close in 19 days!
Reply from Owner
June 25th, 2025 08:57 PM
Thanks Nali! Strong communication with our fully underwritten preapproval is the key to getting an offer accepted and closing with best possible terms! Thanks to you Alex for listening to our recommendations to get you to the price point you...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #315344 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Search Rank ScoreLearn More →
556
/850
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Positions
- CrossCountry Mortgage - Mortgage Loan ConsultantAug 1st, 2022 - Current
Memberships
- Vesta Divorce
Year Started
1990
Time Zone
Pacific Standard Time (PST)
Licenses
- 315344
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Awards
Achievements
- Multi Year President Club Winner for High Volume
Hobbies
- surfing
- mountain biking
- reading
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095
