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Embrace Home Loans, Inc. is an Equal Housing Lender
©2023 Embrace Home Loans, Inc. NMLS #2184
25 Enterprise CenterMiddletown, RI 02842
844-263-9650

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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.

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5.0
SFTP
K
Kurtis S
Harpers Ferry, WV
Posted on February 5th, 2024 12:03 PM
This was my first actual home buying experience. Wayne and his team were exceptional from start to finish. They explained, in detail, every step and process from start to finish. Every question we had was answered. Highly recommend Wayne and...
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4.5
SFTP
J
Jessica W
Falling Waters, WV
Posted on January 30th, 2024 02:01 AM
Wayne was very helpful and nice to work with.
Reply from Wayne Palkovic
February 4th, 2024 02:02 AM
I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
5.0
SFTP
R
Richard H
Great Cacapon, WV
Posted on January 20th, 2024 11:54 AM
Professional, prompt, friendly personal Wayne and staff are very thorough and consistent. I’ve used Wayne now for four transactions, Knowing I’d get the service I wanted
Reply from Wayne Palkovic
January 25th, 2024 11:55 AM
I really appreciate the feedback and am looking forward to working with you again.
5.0
SFTP
L
Laura L
Great Cacapon, WV
Posted on January 17th, 2024 02:42 PM
He is always available to discuss each client's needs and help them into the best loan product. He also helps clients learn about their credit and how to repair or build good credit. I feel he has high integrity, is an excellent communicator...
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5.0
SFTP
A
Alisa H
Great Cacapon, WV
Posted on January 17th, 2024 02:42 PM
Wayne was wih us, communicating and letting us know what was happening each step of the process. We appreciate all he did to make our dream a reality!
Reply from Wayne Palkovic
January 22nd, 2024 02:45 PM
It was great working with you. Thanks again for putting your trust in us.
5.0
SFTP
C
Cesar C
Martinsburg, WV
Posted on December 30th, 2023 03:08 AM
Easy to communicate and work with along the process.
Reply from Wayne Palkovic
January 4th, 2024 03:11 AM
I really appreciate the feedback and am looking forward to working with you again.
5.0
SFTP
J
Jay H
Martinsburg, WV
Posted on December 19th, 2023 01:06 PM
It was a true pleasure working with Wayne and look forward to working together again when we refinance in the future.
Reply from Wayne Palkovic
December 24th, 2023 01:11 PM
I really appreciate the feedback and am looking forward to working with you again.
5.0
SFTP
A
Alexander B
Hedgesville, WV
Posted on December 18th, 2023 08:38 PM
Wayne Palkovic and the team are awesome. They helped and patiently guided me through the entire process. They stayed available and in constant contact during a couple of evenings when paperwork needed to be done on time. And they were clear...
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Reply from Wayne Palkovic
December 23rd, 2023 08:39 PM
It was great working with you. Thanks again for putting your trust in us.
5.0
SFTP
A
Adam M
Martinsburg, WV
Posted on November 27th, 2023 01:35 PM
Wayne and Laura were helpful, clear, concise and responsive throughout the entire process.
Reply from Wayne Palkovic
December 2nd, 2023 01:37 PM
It was great working with you. Thanks again for putting your trust in us.
5.0
SFTP
J
Judith L
Martinsburg, WV
Posted on November 26th, 2023 11:05 AM
From the very beginning and throughout this journey, I have had good positive experiences. All the people I have met along the way have been understanding, kind and compassionate.
Reply from Wayne Palkovic
December 1st, 2023 11:07 AM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.

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