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Serving
Fairfax, VA
+6
Licenses
  • NMLS 190918
Services Offered
  • The only lender offering Approved to Move Plus with Value Guarantee!
  • DSCR Loans for Investors
  • Bank Statement Loans for Self-Employed Borrowers
  • Conventional, VA, FHA, USDA and Bond Loans
  • Preapproval
  • Mortgage Planning
  • Credit Repair
  • Virginia Housing Programs and Grants
  • Maryland Mortgage Programs and Grants
  • DC Open Doors Programs and Grants
  • Purchase Plus 101% Financing
Business Hours
Monday
9:00 AM to 5:00 PM
Tuesday
9:00 AM to 5:00 PM
Wednesday
9:00 AM to 5:00 PM
Thursday
9:00 AM to 5:00 PM
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed

Time Zone

Pacific Time
Disclaimer
Equal Housing Opportunity

Embrace Home Loans, Inc. is an Equal Housing Lender
©2023 Embrace Home Loans, Inc. NMLS #2184
25 Enterprise CenterMiddletown, RI 02842
844-263-9650

Embrace Home Loans - Legal and Licensing Information

Embrace Home Loans - Privacy Policy

NMLS Consumer Access

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.

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5.0
SFTP
J
John K
Vienna, VA
Posted on February 26th, 2024 02:00 AM
Vicky is fantastic and this was the second time we worked with her. We will certainly be referring her to our friends too! Thanks!
Reply from Victoria Kiser
February 26th, 2024 02:37 AM
I'm truly grateful for your kind words, Jake! It was a pleasure to work with you again on your home purchase. Your satisfaction and positive experience are my top priorities. It's wonderful to hear that you'd be comfortable referring me to...
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5.0
SFTP
K
Kaitlyn K
Vienna, VA
Posted on February 19th, 2024 02:02 PM
We've worked with Vicky numerous times, she consistently delivered amazing service! Highly recommend.
Reply from Victoria Kiser
February 19th, 2024 09:53 PM
Thanks so much for your kind words, Katie! It is always a pleasure to work with you and Jake, and I am so happy to watch your family grow and to be a part of establishing your home! Wishing you many happy memories in your new home!
5.0
SFTP
D
Dawit J
Alexandria, VA
Posted on December 28th, 2023 04:40 PM
Had a tremendous experience working with Embrace and its associates. They’ve always been helpful and they’ve always guided me in the right direction
Reply from Victoria Kiser
January 2nd, 2024 02:42 PM
I'm truly elated to hear of your positive experience, Dawit! Here at Embrace Home Loans, we always strive to guide our clients in the right direction and to be as helpful as possible. Your review brings a smile to my face, knowing that we were...
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5.0
SFTP
L
Leimarie T
Hagerstown, MD
Posted on December 25th, 2023 04:11 PM
Very professional, kind and organized with all the process. We felt confident and clear all the time. Thanks for help us with our dream to be home owners!
Reply from Victoria Kiser
January 2nd, 2024 02:43 PM
Thank you so much for your kind words and the 5-star review, Leimarie! It was my pleasure to assist you throughout the process. I'm thrilled that you felt confident and clear during your home buying journey with Embrace Home Loans. Congratulations...
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5.0
SFTP
S
Stephanie S
Alexandria, VA
Posted on December 16th, 2023 12:44 PM
Victoria and her team were very knowledgeable.
Reply from Victoria Kiser
December 18th, 2023 03:47 PM
Thank you for your review, Stephanie! It was my pleasure to assist you with purchasing your new home!
5.0
SFTP
C
Christopher P
Winchester, VA
Posted on December 15th, 2023 02:45 PM
Thank you for being available for our questions along the way
Reply from Victoria Kiser
January 4th, 2024 12:23 PM
I enjoyed working with you. Thanks for the great feedback.
5.0
SFTP
A
Abdul H Z
Brambleton, VA
Posted on December 7th, 2023 02:48 AM
I am extremely grateful for the opportunity to work with Vicky throughout this process. As a first time homebuyer, I had a lot more questions than I did answers. Vicky guided me every step of the way. Her great communication, vast knowledge,...
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Reply from Victoria Kiser
December 11th, 2023 03:41 PM
I'm truly touched by your kind words, Habib! It was a pleasure to guide you in your home buying journey. I am thrilled to hear that you found the process to be a great experience. Your acknowledgement of my communication, knowledge, patience,...
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5.0
SFTP
D
Doretha W
Waldorf, MD
Posted on November 24th, 2023 04:56 PM
I was very clear on what I wanted when it came to a home. Victoria heard my concerns and pre-approved me based on my personal situation. We communicated the entire process. Every time she asked me for something I provided no later than the...
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Reply from Victoria Kiser
November 29th, 2023 07:41 PM
I am truly humbled by your kind words, Doretha. It was my pleasure to work with you through the entire home loan process. Your proactive nature and trust in me made the process smooth. I'm thrilled we were able to assist you in buying your...
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5.0
SFTP
D
Dianna T
Waldorf, MD
Posted on November 24th, 2023 01:12 PM
Awesome I would do it again,
Reply from Victoria Kiser
November 24th, 2023 03:58 PM
I am incredibly grateful for your positive review and high rating, Dianna. It was a pleasure working with you and I'm thrilled to hear that you've had a positive experience. Your willingness to take the time to share your experience is greatly...
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5.0
SFTP
J
Joyce S
Aldie, VA
Posted on November 9th, 2023 10:31 PM
I had the pleasure of meeting Vicky years ago when the buyer she was working with for a loan was purchasing a listing I had on the market. She impressed me then and she continues to do so. She is at the top of her game in customer service and...
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Reply from Victoria Kiser
November 12th, 2023 07:04 PM
Joyce, thank you so much for this glowing review! I'm genuinely touched by your kind words. It's always a pleasure assisting your clients, and I'm thrilled to know that I've continued to meet your expectations. I strive to keep the loan process...
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