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Serving
Lubbock, TX 79409
+13
Licenses
  • NMLS# 965740
Services Offered
  • We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
Business Hours
Monday
9:00 AM to 5:00 PM
Tuesday
9:00 AM to 5:00 PM
Wednesday
9:00 AM to 5:00 PM
Thursday
9:00 AM to 5:00 PM
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed

Time Zone

Pacific Time
Disclaimer
American Financial Network, Inc. CORP NMLS# 237341. Equal Opportunity Employer. Equal Opportunity Lender. 10 Pointe Drive, Suite 330, Brea, CA 92821.

Privacy Policy | NMLS® Consumer Access.
  • Rating
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5.0
Encompass
A
Alyssa P V
Plainview, TX
Posted on December 29th, 2023 09:13 PM
Valerie truly made this process extremely easy. She was always so supportive and positive throughout the whole journey and went above and beyond to make sure our needs were met. She really loves what she does and that makes all the difference,...
read more
Reply from Valerie Vineyard, Loan Officer, NML...
December 31st, 2023 09:14 PM
I really appreciate the feedback and am looking forward to working with you again.
5.0
Encompass
M
Matthew J S
Plainview, TX
Posted on December 26th, 2023 02:21 PM
Valerie made the process nothing short of amazing. People have always talked about the stress that comes with buying a house and while we have a couple bumps in the road. Valerie made sure we did not get discouraged or worried and that we were...
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Reply from Valerie Vineyard, Loan Officer, NML...
December 28th, 2023 02:23 PM
It was great working with you. Thanks again for putting your trust in us.
5.0
Encompass
R
Rebbecca D M
Broken Arrow, OK
Posted on December 20th, 2023 12:46 AM
Valerie is such a blessing. She goes above and beyond on many levels. She made the experience of getting a home loan pleasant. Our situation took longer than expected because issues on our end. Valerie was so patient, friendly, and compassionate....
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Reply from Valerie Vineyard, Loan Officer, NML...
December 22nd, 2023 12:48 AM
I really appreciate the feedback and am looking forward to working with you again.
5.0
ManualUpload
K
Kendra M
Posted on December 26th, 2023 02:46 PM
Valerie worked hard to make sure my clients could keep their current home, and purchase a new one for a job relocation. She was so prompt to communicate and worked hard on the back end when hiccups came along from processing and underwriting....
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Reply from Valerie Vineyard, Loan Officer, NML...
December 28th, 2023 02:47 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
5.0
Encompass
T
Tiffany R J
Pryor, OK
Posted on December 20th, 2023 03:31 PM
She kept constant communication and was super helpful with all if our questions. She helped us stay on track.
Reply from Valerie Vineyard, Loan Officer, NML...
December 22nd, 2023 03:31 PM
I really appreciate the feedback and am looking forward to working with you again.
5.0
Encompass
J
Jimmy N
Owasso, OK
Posted on December 19th, 2023 10:43 PM
Valarie, worked collaboratively with us to find the right vehicle to arrive at our goals. This time is was a challenge and she overcame obstacles to get us where we needed to be. She also took a personal interest in our situation.
Reply from Valerie Vineyard, Loan Officer, NML...
December 21st, 2023 10:45 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
5.0
ManualUpload
P
Paul F
Posted on December 19th, 2023 10:04 PM
Valerie and all those working for my clients in a very tough situation were incredible.. Thanks so much!!
Reply from Valerie Vineyard, Loan Officer, NML...
December 21st, 2023 10:06 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
5.0
facebook
H
Hidi D
Posted on December 6th, 2023 04:51 PM
I don’t know what we would have done without Valerie’s help! She gave such great advice and helped us through the entire home buying process. We highly recommend her!!
Reply from Valerie Vineyard NMLS# 965740
December 8th, 2023 03:09 AM
Hi Hidi!! Thank you for the kind words. I am honored to be a part of your journey & here for life! Hope y’all have a very Merry Christmas in your new home! ♥️?
5.0
Encompass
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Luke E M
Broken Arrow, OK
Posted on November 21st, 2023 01:53 PM
Valerie walked us through all the complexity, stayed patient when I was being old and thick headed, and never once lost her optimism and enthusiasm. I wish my own passion and work ethic was more like hers. :)
Reply from Valerie Vineyard, Loan Officer, NML...
November 23rd, 2023 01:59 PM
It was great working with you. Thanks again for putting your trust in us.
4.83
Encompass
B
Brian S H
Pryor, OK
Posted on October 30th, 2023 11:16 AM
Valerie kept me up to date and kept me reassured for the whole process. This was my first loan and I did not know what to expect. She let me know the process and time lines as things happened. Thank you Valerie!
Reply from Valerie Vineyard, Loan Officer, NML...
November 2nd, 2023 11:18 AM
Thank you for your response. If there is anything we can do to improve our offering, please let us know.

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