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  • NMLS # 454646
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  • Conventional Loans, FHA Loans, VA home loans, First Time Homebuyer loans, Refinance Loans, Construction Loans, Renovation Loans
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org
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5.0
Encompass
J
Jennifer E R
Warsaw, MO
Posted on February 18th, 2024 03:20 PM
We have used Tracy before. She is awesome!
Reply from Tracy Geer
February 23rd, 2024 03:21 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
5.0
Encompass
K
Karen B
Shawnee, KS
Posted on February 11th, 2024 08:50 PM
Tracy is so knowledgeable and so helpful. It was very clear that she had our best interest in mind. She was great at communicating to keep us posted on our progress. And we really appreciated how she skillfully explained all the financial complexities....
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Reply from Tracy Geer
February 16th, 2024 08:53 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
5.0
Encompass
J
Jennifer W
Gardner, KS
Posted on February 10th, 2024 03:13 PM
Excellent communication and follow up. Tracy is very responsive and offers up additional options and advice. We have used her twice. Once for a personal home and another for an investment. We will continue to use Tracy on all other loans in...
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Reply from Tracy Geer
February 15th, 2024 03:14 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
5.0
Encompass
C
Capriya L
Roeland Park, KS
Posted on February 5th, 2024 03:15 PM
Tracy was incredible to work with! She made buying our first home such a delightful and stress free experience. She was readily available at all times whenever we had questions and eased any nerves we had. She always went out of her way to...
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Reply from Tracy Geer
February 10th, 2024 03:21 PM
Thanks for the great feedback. I hope you enjoy your new home!
5.0
Encompass
J
Jennifer W
Gardner, KS
Posted on February 5th, 2024 02:11 PM
Tracy is very responsive and answered all of our questions quickly and thoroughly. She had great ideas and offered additional suggestions that helped guide us through the loan process.
Reply from Tracy Geer
February 10th, 2024 02:16 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
5.0
Encompass
J
Jersson A N
Kansas City, KS
Posted on January 30th, 2024 03:11 PM
Tracy never treated me as an application number, she made everything very clear by explaining the process, and what documents were needed. You always hear horror stories about the home buying process I however got very fortunate to have found...
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Reply from Tracy Geer
February 4th, 2024 05:48 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
5.0
Encompass
J
Jessica A D
Kansas City, MO
Posted on January 11th, 2024 03:05 PM
Tracy was fantastic with communication and patience with me through this process. thank you so much.
Reply from Tracy Geer
January 16th, 2024 03:07 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
5.0
Encompass
M
Matthew M
Kansas City, MO
Posted on January 9th, 2024 04:03 AM
Tracy was a pleasure to work with, very responsive and thoughtful. She went out of her way to make sure we understood everything that was happening at each step of the way. We knew we were in good hands and had an ally looking out for our interests....
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Reply from Tracy Geer
January 14th, 2024 04:05 AM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
5.0
Encompass
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Chin B K
Basehor, KS
Posted on December 26th, 2023 07:25 PM
Made the process easy and the communication was great and very helpful.
Reply from Tracy Geer
January 3rd, 2024 06:54 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
5.0
Encompass
E
Evelyn S
Kansas City, KS
Posted on December 22nd, 2023 09:08 PM
Tracy was very helpful and supportive during the entire process, always willing to answer my questions both by phone and email. I also appreciated the use of the portal to upload documents and tracking tasks, and.Roni emailing me updates so...
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Reply from Tracy Geer
December 27th, 2023 09:10 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.

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