Tom Cifichiello

Name: Embrace Home Loans
Address: 180 Mount Airy Road suite 100, Basking Ridge, New Jersey, 07920
Telephone: +1-908-809-2714
Rating: 4.97

Loan Officer | NMLS 1430482

Embrace Home Loans - Basking Ridge, NJ

4.97

(329)

Mortgage

Mortgage Loan Officer

Contact Info

(908) 809-2714

Basking Ridge, NJ

https://www.embracehomeloans.com/location/new-jersey/basking-ridge/tom-cifichiello

Location & Business Hours

Business Hours

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

Sat

closed

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4.97

(329)

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4.97

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Tom Cifichiello has received a review with 5 star rating from Sydney W

Tom Cifichiello was great to work with on my recent closing. He was professional, responsive, and kept everyone informed throughout the process. He helped keep the transaction moving smoothly and made sure we got to the closing table in great...

He is responsive, knowledgeable and sets realistic expectations. Tom takes the mystery out of the financial piece of the process. A total professional!

Reply from Tom Cifichiello

September 21st, 2026 05:42 PM

I'm grateful for your feedback, Hamida. It's rewarding to know that my efforts to demystify the financial process and set realistic expectations were helpful. At Embrace Home Loans, we strive to provide professional and knowledgeable service....

Tom was great and made my clients feel special and kept them informed each step of the way! Definitely recommend Tom for your mortgage needs.

Tom made it great!!! He is very knowledgeable, easy to talk to and made my clients feel special. Just by calling them back and keeping them informed of each step was absolutely critical.

Tom Cifichiello has received a review with 5 star rating from Jeffrey F

Tom was very knowledgeable and helpful! Any time I had any questions and called he answered the phone and was able to answer them for me

Reply from Tom Cifichiello

September 10th, 2026 02:24 PM

I'm thankful for your kind words, Jeffrey. It's great to know that my knowledge and responsiveness were helpful to you. If you have any more questions in the future, feel free to reach out anytime.

Meeting and communicating with Tom was prompt and timely. Questions were answered in a clear and prompt manner. Never felt pressured or ignored when seeking advice,

Reply from Tom Cifichiello

August 31st, 2026 04:34 PM

Thank you for sharing your experience, Eugena. I'm glad to hear that you felt comfortable reaching out for advice and that communication was clear and timely. If there's anything else I can assist you with, please let me know.

Tom Cifichiello has received a review with 5 star rating from Denise S

I truly appreciated the professionalism, communication, and support throughout the entire process. Tom made everything clear and manageable, and we felt well informed from start to finish. Overall, it was a smooth and positive experience, and...

Reply from Tom Cifichiello

August 6th, 2026 02:28 PM

Thank you for your kind words, Denise. I'm pleased to know that you felt supported and well-informed throughout the process. It's great to hear that everything went smoothly and that I could assist you in reaching closing. If you need anything...

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About

Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensive home financing solutions with Embrace Home Loans. Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tomâ_x0080__x0099_s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry. Contact Tom today to explore your home loan options and get pre-approved!

Products & Services

Mortgage Loan Officer

FHA Home Loan

Jumbo Home Loan

Conventional Home Loan

Mortgage Refinance

Adjustable Rate Mortgages

Non-QM

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Positions

Embrace Home Loans - Mortgage Loan Officer
Aug 1st, 2016 - Current

Year Started

1983

Time Zone

Eastern Standard Time (EST)

Licenses

NMLS 1430482

Videos

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.