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Tim Smith at CrossCountry Mortgage
Regional Manager/Senior Loan Officer | NMLS #10457...

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Memphis, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM(Open now)
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
When you mention Tim Smith and the Cross Country Mortgage Team, I say a Godsend. Our wonderful Realtor, Theresa Lucas, referred us to Tim Smith. She said that if Tim Smith can't get us approved, then it can't be done. She expressed that he...
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Reply from Tim Smith
August 8th, 2026 09:21 PM
Thank you, Mattie, for sharing your positive experience with the Tim Smit Team at CrossCountry Mortgage. It's wonderful to hear that Theresa Lucas' referral led you to us and that we could assist in securing your forever home. We're grateful...
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If you want to get to CLOSING DAY, Tim Smith’s Team is the Way!I had an outstanding experience working with Cross Country Mortgage, specifically Tim Smith’s Team, during my recent home purchase. They were truly exceptional—extremely knowledgeable,...
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Reply from Owner
May 7th, 2026 02:06 PM
Thank you, Metrico, for sharing your positive experience with the Tim Smith Team at CrossCountry Mortgage. We're pleased to hear that the process was smooth and well-managed, and that our team's communication and support were helpful throughout...
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My husband and I recently purchased our first home and worked with CrossCountry Mortgage for our mortgage. From start to finish, the process was smooth, and the team made everything easy to understand, especially for a first-time buyer like...
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Reply from Tim Smith
June 11th, 2025 05:54 PM
thank you Demetris!
Wish we could have gotten lower rate and lower monthly rate.
Reply from Tim Smith
September 14th, 2026 01:29 PM
We appreciate your feedback, Kandice. We understand the importance of securing the best rates possible. However, rates are determined by market conditions and individual profiles and in light of the recent rate increases it appears you locked...
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The online tool was very good for data file entry and upload. It communicated status clearly and correctly. It should allow priting from within the web app while you are filling it out, or at the least a printable summary after all forms and...
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Reply from Tim Smith
September 14th, 2026 01:24 PM
Thank you for sharing your feedback, Christopher. We're pleased to hear that you found the online tool effective for data entry and status updates. We appreciate your suggestions regarding printing options and content relevance, and will consider...
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Tim & his team are amazing communicators, gets things done in a timely manner and are helpful throughout the process! Closing day is the best feeling !!! Well worth it all.
Reply from Owner
September 14th, 2026 01:11 PM
I appreciate your kind words, T. It's great to know that you found our communication and support helpful throughout the process. I'm glad closing day was such a positive experience for you!
Alex was a great communicatorc, replied to things in a timely manner, overall made the experience great. Tim, thank you & your team!
Reply from Tim Smith
September 14th, 2026 01:31 PM
Thank you, Tiara, for sharing your experience. We're pleased to hear that Alex's communication made the process smooth for you. We appreciate your kind words about Tim and the team. If there's anything else you need, feel welcome to reach out....
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This is the greatest company I had the pleasure to work with. The whole team was helpful, friendly, and very easy to work with. If anyone would ask for a mortgage company I world steer them your way .
Reply from Tim Smith
September 4th, 2026 01:31 AM
Thank you, Daniel, for your kind words. We're pleased to hear that you found the Tim Smith Team helpful and friendly. It's wonderful to know you'd recommend us to others for their mortgage needs.
I had a GREAT experience purchasing my home! This was my second time around, and the process was just as smooth and exciting as the first. Everyone was professional, helpful, and made sure I understood every step along the way. I truly appreciate...
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Reply from Tim Smith
September 3rd, 2026 02:10 AM
Thank you for sharing your wonderful experience, Mercedes. We're pleased to hear that the process was smooth and that the Tim Smith Team was professional and helpful throughout your home purchase. Your recommendation means a lot to us, and...
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The whole team made this very intimidating process a breeze! They were professional, patient and knowledgeable about every aspect. The teams was easy to get in contact with and responded within a timely matter. They were happy to help and were...
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Reply from Tim Smith
September 3rd, 2026 02:11 AM
Jacob, thank you for your kind words. We're happy to hear that the Tim Smith Team's professionalism and knowledge made the process easier for you. It's great to know that their responsiveness and genuine assistance stood out to you. We appreciate...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Memphis, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #104578 | Branch NMLS #1973132
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Mortgage Bankers Association
- Ducks Unlimited
- SMU Parents Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- 104578
Awards
Achievements
- Recognized Nationally as Top 1% Most Loans Closed, Top FHA loan producer, Top 1% Volume Producer
Hobbies
- Family
- Pickleball
- Fishing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095