

Steven Luzzi at CrossCountry Mortgage
Branch Manager | NMLS #276620

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Summit, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin...... Show More
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Working with Steven Luzzi and the Luzzi Team was a great experience from start to finish. Steven was professional, knowledgeable, responsive, and always took the time to explain the process clearly. He made what can normally be a stressful...
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Reply from Steven Luzzi
May 14th, 2026 04:27 PM
I'm grateful for your kind words, Raphael. It's appreciated to know that you found the process smooth and manageable, and that my team's communication and transparency made a positive impact. I'm pleased that you felt your questions and concerns...
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Steven Luzzi at CrossCountry Mortgage has received a review with 1 star rating from David B
Steve is very knowledgeable our family trusts him with our mortgages and refinances. Steve and his team are responsive they answer all our questions and even take the time to educate us. 5 star service all the way around
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Reply from Steven Luzzi
December 8th, 2025 03:39 PM
I appreciate you sharing your experience, Fausto. It's reassuring to know that you find my knowledge and responsiveness valuable, and that you trust me with your family's mortgage and refinancing needs. I'm glad my team and I have been able...
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Cross Country failed to send tax payments, cannot get in contact with anyone via text or phone
My experience with Cross Country Mortgage was absolutely amazing! The best part was how they truly made me feel like they were on my side every step of the way — not just another client. They stayed on top of everything and made sure I was,...
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Reply from Steven Luzzi
November 17th, 2025 09:38 PM
It's wonderful to hear that your experience felt so supportive and personalized, Douby. I'm glad that you felt like more than just another client and that the team at CrossCountry Mortgage was able to assist you effectively. Your recommendation...
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From start to finish, everything was handled with professionalism, clarity and efficiency. I truly appreciate the support and effort from you and your team in getting this done seamlessly.
I want to thank you and your team for making my mortgage process so smooth and stress-free. From start to finish, everything was handled with professionalism, clarity and efficiency. I truly appreciate the support and effort from you and your...
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Reply from Steven Luzzi
October 7th, 2025 03:53 PM
It's great to hear that the mortgage process was smooth and stress-free for you, Jose. I’m pleased to know that the professionalism and clarity provided made a positive impact. Your appreciation is valued, and I’m glad I could support you throughout....
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Unbelievable speed, communication, the whole process start to finish was incredible.. couldn't ask for anything more! they took care of it all... also the technology was great for uploading docs/memos etc... far superior than many large cap...
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Reply from Steven Luzzi
July 17th, 2025 03:22 PM
I'm delighted to hear that the process met your expectations, Joseph. Speed and communication are priorities for me, so it's rewarding to know you found the experience incredible from start to finish. I'm also pleased that you appreciated the...
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It was such a great pleasure to work with Steve and his team. The process of our mortgage approval was very efficient and fast. Steve was ready to answer our questions 24/7. We appreciate his knowledge and professionalism.
Reply from Steven Luzzi at CrossCountry Mortga...
June 17th, 2025 05:16 PM
I'm thrilled to hear that your mortgage approval process was efficient and fast. It was a pleasure working with you, and I'm glad I could assist with your questions. Your appreciation of my knowledge and professionalism means a lot. Thank you...
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Steve was there for us every step of the way. He was happy to help answer any question we had and we felt that we could go to him for anything.
Reply from Steven Luzzi at CrossCountry Mortga...
June 16th, 2025 03:38 PM
I'm thrilled to hear that you felt supported throughout the process. It was a pleasure assisting you with your purchase, and I'm glad I could answer all your questions. Thank you for your kind words and trust in my services at CrossCountry...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Summit, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #276620 | Branch NMLS #2343348
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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516
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Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 276620
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095