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Steven Esses - NMLS # 858678's Cover Image
Steven Esses - NMLS # 858678 - Loan Officer | NMLS # 858678 in Brooklyn, NY

Steven Esses - NMLS # 858678

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Loan Officer | NMLS # 858678

4.86
(160)
Company Logo
Steven Esses, Senior Loan Officer at FM Home Loans, LLC, understands no two borrowers are alike. With 10+ years of experience in the mortgage industry, he provides superior customer service and expert industry knowledge for his clients. Ste...... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(732) 859-7055
Brooklyn, NY
https://www.fmm.com/profiles/steven-esses
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Overall Ratings
4.86
(160)
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Reviews from Web
  • 5.0
    Encompass
    T
    Takehiro O
    New York, NY
    Posted on June 14th, 2026 11:58 PM
    Thank you so much for your support!!!
  • 5.0
    Encompass
    I
    Isaac A
    West Long Branch, NJ
    Posted on February 26th, 2026 04:41 PM
    Steven was an absolute joy to work with. Knowledgeable, helpful, and as honest as can be. Will recommend to anyone and everyone! Best loan officer I've ever worked with.
  • 5.0
    Encompass
    E
    Ely E
    Long Branch, NJ
    Posted on January 26th, 2026 05:21 PM
    Steven was great from the very beginning he was so helpful and thorough. I couldn't have asked for anyone better :-) Thank you
  • 5.0
    Encompass
    M
    Michael A
    Ocean, NJ
    Posted on December 22nd, 2025 02:25 PM
    It was truly a pleasure working with Steven. He brings a great attitude, strong work ethic, and a level of professionalism that makes collaboration easy and enjoyable. Steven is reliable, thoughtful, and always willing to go the extra mile...
    read more
  • 5.0
    Encompass
    Y
    Yosef H
    Brooklyn, NY
    Posted on December 19th, 2025 01:30 PM
    Very professional
  • 4.12
    Encompass
    A
    Ana D R
    Jackson Heights, NY
    Posted on November 16th, 2025 08:00 PM
    Steven and Rosanna were knowledgeable and helpful throughout the arduous mortgage application process, I appreciate their support and advice. Would highly recommend to family and friends.
  • 5.0
    Encompass
    M
    Marisol B
    Brooklyn, NY
    Posted on October 1st, 2025 12:19 AM
    Communication efforts
  • 5.0
    Encompass
    Y
    Yosef C P
    Newark, NJ
    Posted on June 12th, 2025 10:52 AM
    Steven is great and professional
  • 5.0
    Encompass
    A
    Adam M
    New York, NY
    Posted on March 25th, 2025 02:23 AM
    Very communicative with all questions and very responsive.
  • 5.0
    Zillow
    G
    Gilesjustice
    New York, NY
    Posted on February 24th, 2025 12:00 AM
    Steven went above and beyond to help us lock in a low rate. He found rates considerably lower than any other broker we spoke with, and helped us through the entire application process. He was always in our corner, and even helped us raise our...
    read more
    • 10 of 160
    About
    Steven Esses, Senior Loan Officer at FM Home Loans, LLC, understands no two borrowers are alike. With 10+ years of experience in the mortgage industry, he provides superior customer service and expert industry knowledge for his clients. Steven mastered the art of transforming a challenging deal into a smooth transaction. Whether you are a first-time homebuyer, a seasoned investor, or anyone in between, Steven will help you find the best loan product to fit your financing needs.
    Products & Services
    Mortgage Loan Officer
    120
    /850
    Search Rank Score
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    Positions
    • FM Home Loans - Loan Officer
      Jul 1st, 2015 - Current

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 858678
    • NY-NJ-FL
    Disclaimer

    FM Home Loans, LLC – Licensed Mortgage Banker - NY, NJ, FL, and PA Banking Departments

    Licensed Mortgage Banker - NYS Department of Financial Services. NMLS # 2212. All loans subjected to approved credit and income requirements. The stated rate may change or not be available at the time of loan commitment or lock-in.