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Guild Mortgage - Spencer Valerio - Loan Officer  in Cedar City, UT
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Guild Mortgage - Spencer Valerio

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Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and ... Show More
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8 AM to 5 PM
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8 AM to 5 PM
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Reviews from Web
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    Justin H
    Posted on September 15th, 2026 08:06 PM
    Spencer was great. He was very responsive, answered questions, ran scenarios, and guided me through the home buying experience. This was my second house and was by far the best experience yet! Would 💯 use him again. This was as good as I can...
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    Reply from Owner
    September 21st, 2026 06:13 PM
    Thank you for the kind words, congrats on your home!
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    Florence R
    Posted on September 14th, 2026 10:09 PM
    I had a very positive experience working with Spencer at Guild Mortgage. He remotely guided me through the entire mortgage process, answered my questions clearly (sometimes as if I were a 7 year old...which I needed) and he kept me informed...
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    Reply from Owner
    September 21st, 2026 06:12 PM
    Hope your move was easy! Congrats on your home!
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    Susan D
    Las Vegas, NV
    Posted on September 7th, 2026 07:03 PM
    it was ok didn't have any issues .
    Reply from Guild Mortgage - Spencer Valerio
    September 7th, 2026 07:30 PM
    Loved that we closed early, thank you for your help and the review!
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    Rich D
    Posted on September 1st, 2026 10:13 PM
    Guild Mortgage - Spencer Valerio has received a review with 5 star rating from Rich D
    Reply from Owner
    September 7th, 2026 06:37 PM
    Thank you for the 5 star review!
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    Richard D
    Las Vegas, NV
    Posted on September 1st, 2026 10:13 PM
    Spencer was fantastic to work with. He is a true professional and diligently helped guide us through the process from start to finish.He was always available whenever we had questions and delivered results when other brokers fell short. We...
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    Reply from Spencer Valerio
    September 14th, 2026 12:12 PM
    Thank you for your kind words, Richard. I'm pleased to know that my guidance and availability made a positive impact on your mortgage process. Your recommendation means a lot, and I'm grateful for the opportunity to assist you.
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    George D
    Las Vegas, NV
    Posted on September 1st, 2026 08:22 PM
    Spencer Valerio is a trusted mortgage professional I have worked with for over 25 years. He is always at the top of his game, responds promptly to clients, and is willing to do what is necessary to get the job done professionally. Highly recommend...
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    Reply from Guild Mortgage - Spencer Valerio
    September 1st, 2026 08:27 PM
    George, your partnership is a value beyond measure. I appreciate you and your knowledge of the real estate industry. Thank you!
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    Don L
    Posted on August 19th, 2026 10:02 PM
    Spencer was great to work with in getting a loan and payments that met our budget. He is awesome!
    Reply from Owner
    August 24th, 2026 05:11 PM
    Thank you for the kind words!! Enjoy your home!
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    Hilary F
    Henderson, NV
    Posted on August 19th, 2026 03:24 PM
    The communication was top notch, he was very responsive and available for many questions.
    Reply from Guild Mortgage - Spencer Valerio
    August 19th, 2026 03:36 PM
    Thank you for the kind words and congrats on your home!!
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    Metalyfe
    Posted on August 14th, 2026 10:17 PM
    Spencer was fantastic to work with! We definitely had a lot of questions and he was able to answer all of them!
    Reply from Owner
    August 17th, 2026 02:57 PM
    Always here to help, reach out anytime!
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    Kristine A
    Posted on August 12th, 2026 01:34 PM
    Very responsive and attentive group. Very quick and up to date with work on hand! I definitely recommend them.
    Reply from Owner
    August 17th, 2026 02:56 PM
    Thank you for the review!!
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    About
    Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and timely closing process.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    FHA
    Jumbo
    Lock and Shop
    Manufactured Homes
    View All
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    Disclaimer
    I am authorized to do business in the states of Arizona, California, Montana, New Mexico, Nevada and Utah. AZ BK#0018883; AZ BKBR# 1041769; AZ LO Lic.# 1050756; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 2416012; NV Mortgage Company #1141; NMLS ID: 305514; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.