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Guild Mortgage - Sam Cullum
Loan Officer | NMLS# 2280215
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Sam is well-spoken, a great communicator, and highly knowledgeable.
Reply from Guild Mortgage - Sam Cullum
September 15th, 2026 01:10 PM
Thank you, Joe. It was great to work with you again. I appreciate the trust and opportunity to work with your first time homebuyer.
Sam is a delight to work with! His communication process is top notch. I always know where my client's file stands when Sam is the lender. You are in great hands with the Guild team.
Reply from Guild Mortgage - Sam Cullum
September 11th, 2026 04:22 PM
Thank you so much for the kind words! It truly means a lot. Communication is something I take great pride in, so I'm glad you felt informed and up to date throughout the process. Keeping clients and their agents in the loop every step of the...
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Guild Mortgage - Sam Cullum has received a review with 5 star rating from Jessica S
Reply from Owner
September 9th, 2026 12:54 PM
Thank you, Jessica, for the 5-star review! I look forward to working with you again.
Everyone was so responsive and willing to help with any concerns I had.
Reply from Guild Mortgage - Sam Cullum
September 9th, 2026 12:55 PM
Thank you. Jessica, for your review! I am pleased that you had a positive experience with our team. We would love to work with you again and have more successful interactions in the future!
Sam was FABULOUS to work with! He answered my ridiculous questions at all times of the day and made the intimidating process of purchasing a home comfortable and as “easy” as the process could be!
Reply from Owner
September 3rd, 2026 01:41 PM
Thank you so much, Reagan! It was truly a pleasure helping you through the homebuying process. I'm glad I could answer your questions and help make everything feel a little less intimidating. Buying a home is a big milestone, and I appreciate...
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I had the best experience working with Sam! I was originally referred to Sam by our real estate broker but ended up deciding to work with him because of his responsiveness and easy explanations of topics that I was not familiar with. Sam made...
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Reply from Guild Mortgage - Sam Cullum
September 3rd, 2026 01:42 PM
Thank you so much, Reagan! I'm honored you chose to work with me, and I truly appreciate your kind words. My goal is always to make the mortgage process as clear, comfortable, and stress-free as possible, especially for first-time homebuyers...
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Guild Mortgage - Sam Cullum has received a review with 5 star rating from Tyler C
Reply from Owner
September 3rd, 2026 01:43 PM
Thank you, Tyler, for the 5-star review! I truly appreciate you taking the time to leave your feedback. Wishing you all the best in your home journey, and please don't hesitate to reach out if I can help with anything in the future!
Sam and the team were excellent. They always made themselves available for questions and concerns
Reply from Guild Mortgage - Sam Cullum
September 3rd, 2026 01:44 PM
Thank you, James! I truly appreciate your kind words. It was a pleasure working with you, and I'm glad my team and I could be there to answer your questions and address any concerns along the way. We strive to make the mortgage process as smooth...
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Sam was great to work with . He answered all questions and was always available to reach
Reply from Guild Mortgage - Sam Cullum
September 3rd, 2026 01:44 PM
Thank you, Jamie! I really appreciate your feedback. It was a pleasure working with you, and I'm glad I could be available to answer your questions throughout the process. Helping make things clear and being there when my clients need me is...
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Great communication and took
time in explaining the processes.
Reply from Guild Mortgage - Sam Cullum
August 27th, 2026 02:07 PM
Kelley-thank you again for the trust and opportunity to assist!!
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Residential Mortgage
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Memberships
- Columbia Area Citadel Club
- F3- Lake Murray
- Lake Murray Presbyterian Church
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Disclaimer
I am authorized to do business in the states of Georgia, North Carolina and South Carolina.; NMLS ID: 2280215; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.