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Addresses
Licenses
  • NMLS ID# 328865
  • Branch NMLS ID# 472819
  • AZ MLO Lic# 0942494
  • CA DRE ID# 187954
Services Offered
  • Conventional loans
  • FHA loans
  • VA loans
  • USDA loans
  • Jumbo Mortgages
  • Reverse Mortgages
  • Mortgage Refinancing
Business Hours
Monday
8:30 AM to 5:00 PM
Tuesday
8:30 AM to 5:00 PM
Wednesday
8:30 AM to 5:00 PM
Thursday
8:30 AM to 5:00 PM
Friday
8:30 AM to 4:00 PM
Saturday
closed
Sunday
closed

Time Zone

Pacific Time
Disclaimer
Summit Funding, Inc. NMLS ID# 3199 (https://www.nmlsconsumeraccess.org). Licensed by CA Dept of Business Oversight #6072526, CA Bureau of Real Estate #01220358, AZ Lic# 0925837, GA Lic# 39456, Illinois Residential Mortgage Licensee. Equal Housing Opportunity. Fair Housing & Discrimination violations will be reported online to HUD's local FHEO Regional Office or by calling the Fair Housing Complaint Hotline at 1-800-669-9777
  • Rating
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5.0
Encompass
J
Jessica R A
Buena Park, CA
Posted on January 20th, 2024 07:03 AM
Ryan and Ashley are a great team to work with. Communication is always spot on and I get every question answered quickly. We have always gotten a call from Ryan at least 1x a week with updates about where our loan(s) are at. This was the 4th...
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Reply from Ryan Hoffman
January 27th, 2024 07:05 AM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
4.66
Encompass
A
Abigale E R
Laguna Hills, CA
Posted on January 13th, 2024 03:22 PM
As a first time home buyer the loan process can be a little daunting, but Ryan H. went the extra mile to explain the more confusing aspects of the loan and helped us make the best choices for our family. He was very responsive and helpful.
Reply from Ryan Hoffman
January 20th, 2024 03:25 PM
Thank you for leaving a review. If there is anything that we can do to make sure you are receiving a 5-star experience, please let us know.
5.0
Encompass
K
Komi E A
Rocklin, CA
Posted on January 11th, 2024 01:52 PM
Ryan and his team communicated effectively throughout the process. They simplified the process by proactively following up and staying one step ahead. This was easier than ordering from a restaurant! Thank you Ryan!
Reply from Ryan Hoffman
January 18th, 2024 01:54 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
5.0
Encompass
A
Amanda M
Camino, CA
Posted on January 3rd, 2024 03:06 PM
Ryan and his crew kept me in the loop through the whole process of buying my first home. He was knowledgeable and helpful, all of my questions were answered quickly. The summit funding team made it easy to buy.
Reply from Ryan Hoffman
January 3rd, 2024 04:57 PM
Thank you very much for the wonderful review, Amanda. I'm glad to hear that you had a positive experience with us. It was a pleasure helping you through the process of buying your first home. We aim to make it as easy and understandable as...
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5.0
Encompass
K
Krista-Lisa M
Los Angeles, CA
Posted on December 11th, 2023 06:16 PM
Wonderful expertise, communication, and fast timely delivery of everything during our escrow process!
Reply from Ryan Hoffman
December 18th, 2023 06:16 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
5.0
Encompass
B
Brian C
Los Angeles, CA
Posted on December 7th, 2023 01:14 PM
I had an exceptional experience with Ryan, marked by his professionalism and deep knowledge of the mortgage sector. He provided clear explanations of various options, aiding in my decision-making process.The personalized attention was a highlight....
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Reply from Ryan Hoffman
December 7th, 2023 04:51 PM
I'm sincerely grateful for your detailed and thoughtful review, Brian. Your feedback is very rewarding to hear, as I strive to provide my clients with the best possible experience during what can be a complex process. I'm glad that I was able...
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5.0
Encompass
L
Lilibeth H
Fairfield, CA
Posted on December 1st, 2023 05:39 PM
Communication and your system on how everything is streamline. Your underwriting team, they didn’t ask for so many conditions, overall great experience
Reply from Ryan Hoffman
December 1st, 2023 08:28 PM
I'm so glad to hear about your positive experience with us at Summit Funding Inc., Lilibeth! It's fantastic to know that our streamlined system and efficient underwriting team made everything smooth for you. We always strive to make the process...
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5.0
Encompass
K
Kayla M P
Orangevale, CA
Posted on October 31st, 2023 01:58 AM
A lot of communication and availability to answer questions
Reply from Ryan Hoffman
November 7th, 2023 01:59 AM
Congratulations on this big life decision! We hope to work with you again in the future.
5.0
Encompass
R
Ravi P
Roseville, CA
Posted on October 3rd, 2023 01:09 PM
Ryan Hoffman and Ashley Lucero were top professionals throughout the process. Timely, informative, flexible, and knowledgable. I cannot thank them enough. I will be sure to refer as many friends/family members to Summit.
Reply from Ryan Hoffman
October 3rd, 2023 05:45 PM
I'm truly grateful for your kind words, Ravi. It was a pleasure to work with you on this process. Ashley and I are thrilled that you're satisfied with our service. We aim to provide the best for our clients, keeping them informed and making...
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5.0
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J
Jane T
Posted on August 10th, 2023 11:46 PM
As a Listing Agent, part of my job is to ensure that the buyer for my client's home has a strong pre-approval with a qualified lender/loan officer. Ryan and his team did not disappoint! They communicated with me throughout the entire transaction...
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Reply from Ryan Hoffman
August 11th, 2023 03:59 PM
Thank you so much Jane. It was a pleasure working with you as well. It's a double complement to receive high praise from the other side of the transaction like this :-)

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