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  • NMLS # 728407
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Monday
9:00 AM to 5:00 PM
Tuesday
9:00 AM to 5:00 PM
Wednesday
9:00 AM to 5:00 PM
Thursday
9:00 AM to 5:00 PM
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed

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Disclaimer
Loan programs subject to change without notice and cancellation at any time. Please consult a Sandy Spring Bank Mortgage Banker for specific details. This is not an offer of credit or commitment to lend. Actual loan qualification is subject to verification and approval of income, credit, property appraisal, and other factors. Additional fees, terms, and conditions may apply. Adequate property insurance required. Sandy Spring Bank is a Maryland corporation headquartered at 17801 Georgia Avenue in Olney, Maryland 20832. As a residential lender we provide mortgage financing in the metropolitan Washington D.C. and greater mid-Atlantic markets. Other rates and terms are available. Member FDIC. NMLS# 406382. Sandy Spring Bank and the SSB Logo are registered trademarks of Sandy Spring Bank. © 2023 Sandy Spring Bank. All rights reserved.
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5.0
Encompass
G
Gina R M
Silver Spring, MD
Posted on February 10th, 2024 12:31 PM
1. Roy communicated with us regularly. Even though we had the app to notify us of changes and progress we received emails (our preferred mode of communication) from him always withing 24 hours. It's important to note that he noticed our preferred...
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5.0
Encompass
T
Tracy J M
Silver Spring, MD
Posted on February 5th, 2024 03:23 PM
Mr. Manuel answered any and all questions with lightning quick speed. We enjoyed working with him!!
5.0
Encompass
S
Simon S
Rockville, MD
Posted on December 13th, 2023 01:21 PM
Communication was prompt and accurate. Made the whole process very smooth. It was a pleasure to work with Roy and his team.
5.0
Encompass
P
Paul J
Frederick, MD
Posted on November 19th, 2023 09:32 PM
Roy provided clear instructions and emphasized the importance of deadlines. Also, in cases where we hit a roadblock (could not provide certain documents), he offered us alternatives that were doable.
4.66
Encompass
A
Albert G R
Germantown, MD
Posted on November 13th, 2023 04:09 PM
And easy and available conversation and supportive approach. Often perplexing were requests that came without explanation of what the purpose was - these often resulted in several repetitive interations until the questions stopped - better...
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5.0
Encompass
B
Brenda D S
Baltimore, MD
Posted on November 3rd, 2023 07:06 PM
Always available and ready to discuss options. Been with me since December of 2022. My agent Scott and Ed (Lawyer Express office) was really impressed how my papers went smoothly. I pray that they can built up a partnership with your office...
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5.0
Encompass
S
Sara H
Silver Spring, MD
Posted on October 27th, 2023 08:55 PM
Everyone was very nice and helpful making it easy and understandable for us to be this house we are very grateful to experience this and also very glad to have met all of you. Thank you so ver much for all your time and helpfulness.
5.0
Encompass
B
Beaman F
Silver Spring, MD
Posted on October 27th, 2023 02:37 PM
All branch of sandy spring bank workers are doing there job professionally they are well organized cooperative and help customers like a family, over all am happy by the service , I would like to thank Roy Manuel and all the crew of Sandy spring...
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5.0
Encompass
L
Lina G M
Chestnut Hill Cove, MD
Posted on October 1st, 2023 02:34 PM
Everything Roy did was extraordinary. My experience was awesome.
5.0
Encompass
Y
Yvette T
Damascus, MD
Posted on September 5th, 2023 08:09 PM
Sometimes I had to contact Roy outside of normal business hours and he always responded to my questions and request in a timely manner. I felt like he was always available when I needed him. Sometimes real estate transactions take place after...
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