

Roberto Rafael Martinez
Federal Mortgage Loan Originator

25 years of Real Estate investing & working in the finance field. Specializing in Residential Lending. My passion is to serve families in Central Florida find the best terms for the mortgage that will fit their needs.
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I had an excellent experience with roberto from start to finish. The entire team was professional, responsive, and kept me informed throughout the home-buying process.
Reply from Roberto Rafael Martinez
May 29th, 2026 09:47 PM
I'm happy to hear that you had an excellent experience with me and the team, Logan. Keeping you informed and providing professional, responsive service is always our goal. Thank you for sharing your experience, and if there's anything more...
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This May 2026, We were introduced to Roberto Martinez, by our realtor and we are so glad we decided to go through him to finance our new home in Florida. Roberto, made this transaction seamless and easy to understand. He is very responsive,...
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Reply from Roberto Rafael Martinez
May 21st, 2026 04:30 PM
Scott, I'm pleased to hear that your experience with me was seamless and informative. It's good to know that my responsiveness and knowledge made a positive impact on your home financing process. Thank you for your kind recommendation, and...
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This May 2026, We were introduced to Roberto Martinez by my realtor, and we are so glad that we decided to go through him to finance our new home in Florida. Roberto, made this transaction seamless and easy to understand. He is very responsive,...
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Roberto Rafael Martinez has received a review with 5 star rating from GRANITE L
Reply from Owner
May 21st, 2026 04:26 PM
Thank you, GRANITE, for the 5-star rating. I appreciate your support and am here if you need anything further.
Roberto was very knowledgeable and professional. I recommend Roberto's services.
Reply from Roberto Rafael Martinez
May 18th, 2026 03:40 PM
Thank you, Elvis, for recommending my services. I'm pleased to know that my knowledge and professionalism met your expectations. If there's anything more I can assist you with, please feel free to reach out.
Great man! Roberto is always available, Words cant explain his professionalism. His eagerness to assist you and your requests is tip of the spear. With all the paperwork, very thorough, informative. Theres nothing hidden, he lays everything...
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Reply from Owner
May 21st, 2026 04:27 PM
Nathan, I appreciate your trust and continued support in choosing myself and our team for your home buying journey, especially for both of your homes. It's great to hear that my thoroughness and transparency have made a positive impact on your...
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As a settlement agent, I work with many lenders, but Roberto is truly top-tier. He recently handled a first-time homebuyer purchase for our company, and it was one of the smoothest closings we’ve had in the last year. Roberto is incredibly...
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I had an excellent experience working with Roberto as my lender. From start to finish, he was professional, responsive, and incredibly helpful. He took the time to explain every step of the process and made everything feel smooth and stress-free....
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Reply from Roberto Rafael Martinez
April 10th, 2026 08:09 PM
Thank you for sharing your positive experience, Jackeline. I'm grateful to have been able to support you every step of the way and to hear that my explanations and approach helped make the process feel smooth. Your recommendation means a lot...
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I had an excellent experience working with Roberto as my lender. From start to finish, he was professional, responsive, and incredibly helpful. He took the time to explain every step of the process and made everything feel smooth and stress-free....
read more
Reply from Owner
May 21st, 2026 04:28 PM
Thank you, Jackeline, for sharing your experience. I'm pleased to know that I could provide a professional and supportive journey throughout the lending process. It's great to hear that everything felt smooth and stress-free for you. Your recommendation...
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Roberto was fantastic. I am the listing agent on the transaction and he is the buyer’s lender. He is prompt and professional and we got Clear to Close quickly and without issues. Roberto called and emailed often with updates and would always...
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Reply from Roberto Rafael Martinez
April 3rd, 2026 07:00 PM
I'm grateful to hear that the transaction went smoothly, Jordan. It's important to me to keep everyone informed and ensure a seamless process for all parties involved. Your feedback on my promptness and communication is appreciated, and I'm...
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About
25 years of Real Estate investing & working in the finance field. Specializing in Residential Lending. My passion is to serve families in Central Florida find the best terms for the mortgage that will fit their needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Non-QM
Specialities
VA loans
FHA loans
USDA loans
Conventional loans
Hard money lender
Self Employed programs: Bank Statement, 1099, & P&L loan programs
Investor programs including no Income Verification
Foreign National, ITIN, DACA & non-permanent resident loan programs
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504
/850
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Addresses and Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1637639
Disclaimer
All loans are subject to terms and conditions. All applications are subject to program rules and underwriting guidelines and are applicable to qualified individuals only. Not all applicants may qualify. This is not a commitment to lend. Equal housing lender. NMLS # 210950. Contact us for details.