Guild Mortgage - Richard Smith
Senior Loan Officer | NMLS# 285934
With more than 25 years of experience as a certified mortgage planner, Richard has been with Cherry Creek Mortgage for nearly a decade, where hes dedicated his professional life to making homeownership a reality for his clients. Richard is ...... Show More
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8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Richard was extremely helpful and generous with his time and experience. Hang up was underwriting making unreasonable demands to document my finances.
Reply from Richard Smith
May 26th, 2026 02:21 PM
Mark, I appreciate your feedback and am glad I could be helpful during the process. I'm sorry to hear about the challenges with underwriting. Please feel free to reach out to me directly if you have any further concerns or need assistance.
Guild Mortgage - Richard Smith has received a review with 5 star rating from Sonny
Reply from Owner
June 5th, 2026 10:33 PM
Thanks so much Sonny! It's great working with you!
Richard has handled transactions for me and my clients and all of the experiences are great!
Reply from Guild Mortgage - Richard Smith
May 14th, 2026 11:44 PM
Thanks much, Sonny! It's an honor and a pleasure working with you and helping your clients. Cheers to successful closings and happy and well served clients!!!!
We've worked with Richard many times over the years and always feel like he goes above and beyond to insure a great customer experience
Reply from Guild Mortgage - Richard Smith
April 17th, 2026 09:18 PM
Thanks so much, Ryan! A pleasure and an honor to work with you and Bethany again, and it feels wonderful to have you as clients! Congrats on the new casa!!!
Richard was patient, kind, dedicated and knowledgeable at every turn of a fairly complex high dollar transaction. Got my clients the best rates and advised them on every detail. He's the best!
Reply from Richard Smith
April 8th, 2026 01:46 PM
It's wonderful to know that my approach made a difference in navigating the complexities of your transaction, Janci. Being patient, kind, and knowledgeable are key elements I focus on to ensure clients receive the best service and advice, particularly...
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Thank you!
Reply from Guild Mortgage - Richard Smith
March 26th, 2026 09:50 PM
Thanks so much, Kevin! You and Matt are great to work with. Cheers!
great to work with on this VA transaction, thanks for always keeping me informed as the Realtor & getting our mutual clients to closing successfully & on time in Arvada, CO!
Reply from Owner
June 5th, 2026 10:35 PM
Thanks you so much Lori! Your help and communication was instrumental! It was a pleasure working with you! Cheers
great to work with on this VA transaction, thanks for always keeping me informed as the Realtor & getting our mutual clients to closing successfully!
Reply from Richard Smith
March 5th, 2026 05:48 PM
Lori, it's great to hear the VA transaction went smoothly. Keeping you informed as the Realtor and ensuring a successful closing for our mutual clients are priorities I take seriously. If there's anything more you need, feel free to reach out....
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Guild Mortgage - Richard Smith has received a review with 5 star rating from Susana M H
Reply from Owner
June 5th, 2026 10:38 PM
Susana! Just noticed that my previous response may have been AI generated. Thanks so much for your review! Cheers,
Richard always puts his clients first and goes above and beyond. Thank you!
Reply from Richard Smith
December 29th, 2025 08:02 PM
Thank you for the kind words, Susana. Prioritizing my clients and giving my best effort in every situation is important to me. If there's anything more I can do for you, please let me know.
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About
With more than 25 years of experience as a certified mortgage planner, Richard has been with Cherry Creek Mortgage for nearly a decade, where hes dedicated his professional life to making homeownership a reality for his clients. Richard is knowledgeable in all types of residential mortgage financing and committed to delivering impeccable service. Whether hes strategizing and assisting a first-time homebuyer with carving a path to financial security or advising seasoned buyers upgrading to their dream home, helping others is his passion and Richard considers it a privilege to personalize mortgage solutions for his clients and become their mortgage expert for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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557
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Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 285934
Disclaimer
I am authorized to do business in the states of Colorado and Texas.; NMLS ID: 285934; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.