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  • NMLS 369503
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Embrace Home Loans, Inc. is an Equal Housing Lender
©2023 Embrace Home Loans, Inc. NMLS #2184
25 Enterprise CenterMiddletown, RI 02842
844-263-9650

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NMLS Consumer Access

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.

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5.0
SFTP
R
Ryan O
Blue Point, NY
Posted on October 16th, 2023 08:30 AM
Ralphs was great to work with, he made a stressful experience easy to deal with.
5.0
SFTP
S
Sabrina C
Stony Brook, NY
Posted on September 26th, 2023 08:34 PM
Ralph is extremely professional and very honest. He was always attentive and made sure to keep me updated at all times. I am so grateful for the hard work that Ralph and his team put into helping me buy my first home.
5.0
SFTP
J
Jessica P
Stony Brook, NY
Posted on September 22nd, 2023 01:55 PM
Ralph goes above and beyond and always keeps you in the loop, Communication is key and Ralph holds it!
5.0
SFTP
L
Lisa D
Middle Island, NY
Posted on September 16th, 2023 12:56 PM
Ralph and the staff at Embrace loans were very helpful. They provided prompt and exceptional service.
5.0
SFTP
R
Ryan R
Lindenhurst, NY
Posted on August 10th, 2023 11:19 AM
Ralph and team were always available and ready to answer questions no matter how simple, or complex. Ralph has a great attitude, is personable, and never made us feel like a bother. He coached us along and we gained more confidence in ourselves...
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Reply from Ralph Murciano
August 24th, 2023 08:50 PM
Thank You Ryan Great working with you and Congrats!
5.0
SFTP
G
Gilbert R
Port Jefferson, NY
Posted on July 26th, 2023 12:52 PM
To start, Ralph is a great guy. Just fun to talk with. He goes the extra mile to help, giving advice about finances, providing cost estimates and projections, and perhaps more importantly, Ralph took my call on a daily basis providing me with...
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5.0
SFTP
F
Fanny B
Fairfield, CT
Posted on July 3rd, 2023 10:17 AM
Ralph was informative, knowledgeable and patient. Walked me through the whole process and always alerted me to timely developments. It was a pleasure ?
5.0
SFTP
W
William K
East Setauket, NY
Posted on June 25th, 2023 08:38 PM
Ralph and his team (Lanette) went above and beyond - it was a true pleasure - thank you!
5.0
SFTP
B
Barbara K
East Setauket, NY
Posted on June 22nd, 2023 01:20 PM
Considering this was a home for my son I wanted the best!! And I got it!
5.0
SFTP
L
Laure L
Woodside, NY
Posted on June 20th, 2023 02:34 PM
My first experience with real estate has been much longer and complicated than expected, and therefore the mortgage/loan process became complicated as well. But Ralph has been around the whole journey advising and making sure I can get the...
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