Phillip Hobbs at Element Home Loans
Loan Originator | NMLS# 1890901
With Phillip and Element Home Loans, you can be confident that your transaction will start with getting to know your financial situation to determine the loan that best meets your current and future needs. Element Home Loans is dedicated to... Show More
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Complicated because of all the information I had never needed because I had never had a loan which is unusual.
Phillip was wonderful to work with! He was so exact about everything to know about a reverse mortgage and worked very very hard for me as I wasn't knowledgeable about this type of mortgage! He just went way out of his way to help me understand...
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About
With Phillip and Element Home Loans, you can be confident that your transaction will start with getting to know your financial situation to determine the loan that best meets your current and future needs. Element Home Loans is dedicated to streamlining the loan process in order to shorten the time from loan application to closing without sacrificing service or quality. Whether you are purchasing or refinancing your home, Phillip Hobbs is here to help with all your home mortgage financing needs!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1890901, GA MLO 69112
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.