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Patrick Holland
Branch Manager | NMLS 179158
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive hom... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I didn't know anything about buying a home, but Pat helped ease anxiety and get us on the right track every step of the way.
Reply from Owner
September 14th, 2026 12:21 PM
We truly appreciate the ability and opportunity to help you through the process.
I didn't know anything about buying a home at the start, but Pat helped ease anxiety while getting us on the right track every step of the way.
Very clear and communicative. Explained the nuances of the process and helped us navigate what was going on and what we needed to provide. Just very helpful especially coming back from overseas and having what felt like more unqiue circumstances....
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Reply from Patrick Holland
September 4th, 2026 03:04 PM
David, I'm grateful for your kind words about the clarity and communication throughout the process. It's important to me to help navigate unique circumstances, especially when transitioning back from overseas. Thank you for sharing your experience....
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The home buying experience could be a real headache. Working with Pat on my first home was a breeze. He walked me through all the steps, kept me informed all the way and made my anxiety of buying a home non-existent. I'd work with him again!...
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Reply from Owner
September 4th, 2026 03:05 PM
Rio, I'm grateful for your kind words and happy to hear that your first home buying experience was smooth with my guidance. It's important to me to keep you informed and ease any anxiety during the process. Thank you for your trust, and I look...
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Pat provided exceptional, proactive updates at every major milestone (Processing, Underwriting, and Conditional Approval). This transparency significantly reduced anxiety during home buying process. The digital document upload portal was highly...
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Reply from Patrick Holland
September 3rd, 2026 07:13 PM
Rio, I'm grateful for your positive feedback about the updates and transparency throughout the home buying process. It's rewarding to know that the digital tools made things easier for you. I look forward to the opportunity to work with you...
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Pat was so proactive and easy to work with. He made sure we understood every step. His team is fantastic, I can't believe they were able to close so fast!
Reply from Patrick Holland
September 2nd, 2026 12:53 PM
Samantha, I'm grateful for your kind words about my proactive approach and the team's efficiency. Ensuring that you understood every step is a priority for me, and I'm pleased we could close quickly for you. Thank you for sharing your wonderful...
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Patrick Holland has received a review with 5 star rating from Dolgor P
Reply from Owner
August 23rd, 2026 12:09 AM
Thank you Dolgor! I look forward to working with you again soon!
Everything went as scheduled
Reply from Patrick Holland
August 22nd, 2026 11:41 AM
Dolgor, I'm pleased to hear that everything went as scheduled. It’s important to me that the process is smooth and timely for you. Thank you for your positive feedback!
I had an absolutely wonderful experience working with Embrace Home Loans throughout my mortgage process. They were phenomenal from beginning to end.What impressed me most was their communication and attention to detail. They kept me informed...
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Reply from Owner
August 23rd, 2026 12:10 AM
Thank you so much Janet! My team and I will always be here for you.
Please keep in touch with us and let us know if you need anything at all.
I had an absolutely wonderful experience working with Patrick, Gaby, and Angel throughout my mortgage process. They were phenomenal from beginning to end.What impressed me most was their communication and attention to detail. They kept me informed...
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Reply from Patrick Holland
August 22nd, 2026 11:42 AM
Janet, I’m grateful for your wonderful words and recommendation. It's great to hear that our communication and attention to detail made your mortgage process smooth and organized. I am pleased that you felt supported by Gaby, Angel, and me...
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About
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive home financing solutions with Embrace Home Loans. Patrick only knows how to work one way, and that is do the job right and don't cut corners. There is no substitute for hard work and dedication. Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. Contact Patrick today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Specialities
Conventional Loans
Jumbo Loans
USDA Loans
VH Loans
HIgh Balance Conforming Loans
Mortgage Planning and Budgeting
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Positions
- Embrace Home Loans - Vice President / Branch ManagerFeb 1st, 2007 - Current
Memberships
- PGA Member Since 2002
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 179158
Videos
Achievements
- Embrace Home Loans Hall of Fame
- Embrace Home Loans Founder's Club
- Embrace Home Loans Chairman's Club
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Hobbies
- volunteering
- Golf
- Travelinig
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.