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  • NMLS # 789395
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Monday
8:00 AM to 5:00 PM
Tuesday
8:00 AM to 5:00 PM
Wednesday
8:00 AM to 5:00 PM
Thursday
8:00 AM to 5:00 PM
Friday
8:00 AM to 5:00 PM
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closed
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closed

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Disclaimer
Loan programs subject to change without notice and cancellation at any time. Please consult a Sandy Spring Bank Mortgage Banker for specific details. This is not an offer of credit or commitment to lend. Actual loan qualification is subject to verification and approval of income, credit, property appraisal, and other factors. Additional fees, terms, and conditions may apply. Adequate property insurance required. Sandy Spring Bank is a Maryland corporation headquartered at 17801 Georgia Avenue in Olney, Maryland 20832. As a residential lender we provide mortgage financing in the metropolitan Washington D.C. and greater mid-Atlantic markets. Other rates and terms are available. Member FDIC. NMLS# 406382. Sandy Spring Bank and the SSB Logo are registered trademarks of Sandy Spring Bank. © 2023 Sandy Spring Bank. All rights reserved.
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5.0
Encompass
K
Kira M V
Baltimore, MD
Posted on February 15th, 2024 03:09 PM
Michelle is the BEST. We were purchasing our first home and felt totally clueless going in. Not only did we have the smoothest homebuying process of pretty much anyone we know, but we feel so much better equipped to be homeowners moving forward....
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5.0
Encompass
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Sam R D
Baltimore, MD
Posted on February 6th, 2024 01:52 PM
Michelle was with us every step of the way and as first time home buyers, she made us feel like we were all going through the process together.
5.0
Encompass
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Jeffrey A S
Baltimore, MD
Posted on January 28th, 2024 03:27 AM
Michelle is amazing and certainly went above and beyond my expectations
5.0
Encompass
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James N L
Greenbelt, MD
Posted on December 14th, 2023 01:51 AM
aaaaaaaaaa
5.0
Encompass
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Ashley L A
Sykesville, MD
Posted on December 5th, 2023 10:34 PM
Michelle is extremely knowledgeable, responsible, kind and responsive. Love working with her (third time now) and refer her to anyone and everyone I know. She's the best of the beset!
5.0
Encompass
C
Crispin M A
Sykesville, MD
Posted on December 1st, 2023 01:32 PM
Michelle is amazing, experienced and knowledgeable about the ins and outs of securing loan. I can’t imagine using anyone else
5.0
Encompass
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Angela M B
Aurora, CO
Posted on November 30th, 2023 01:39 AM
Michelle was AMAZING! She spent as much time as we needed talking through the lending process and answering our questions. We’ve worked with Michelle for two homes we’ve purchased and we won’t use anyone else! Highly recommend.
5.0
Encompass
P
Phillip A S
Baltimore, MD
Posted on November 27th, 2023 01:17 PM
Michelle was extremely responsive and helpful throughout our home buying process helping guide us through the financial impact of buying a home. She explained our financing options and was available anytime we requested additional information...
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5.0
Encompass
S
Steven J G
Baltimore, MD
Posted on November 21st, 2023 08:40 PM
Michelle is very knowledgeable and candid and that made the process much easier than it otherwise would have been.
5.0
Encompass
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Michael E F
Parkville, MD
Posted on November 15th, 2023 01:07 AM
Michelle helped me every step in the process of getting the loan and made it very easy for me.

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