

Michael Popnoe - Envoy Mortgage
Mortgage Advisor | NMLS: 116627

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Michael and his team provided the support and guidance we needed to navigate through the process of financing our home And we're their every step of the way.
Reply from Michael Popnoe - Envoy Mortgage
September 4th, 2026 05:26 PM
Yvonne, I'm so pleased to know that my team and I could provide the support and guidance you needed throughout your home financing process. It's great to hear that we were able to be there for you every step of the way! Thanks again for allowing...
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Everything went smoothly and we were kept up to date with each step as it happened.
Reply from Michael Popnoe - Envoy Mortgage
September 1st, 2026 05:17 PM
William, I'm pleased to hear that everything went smoothly and you felt informed throughout the process. Keeping you updated is a priority for me, and I'm glad it contributed to your experience. On behalf of the entire Envoy team, thank you...
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Michael was a great communicator throughout the entire mortgage process. He took the time to answer all my questions and kept me informed every step of the way. His responsiveness and expertise made the process move quickly and smoothly. I...
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Reply from Michael Popnoe - Envoy Mortgage
August 25th, 2026 03:12 PM
Vishal, I'm thankful that you decided to choose to work with me amidst the many lending options available to you. Thank you for the wonderful review! My team and I focus on proactive communication and I'm so happy to hear that your mortgage...
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Michael and his team are very knowledgeable and quick to address any concerns I had
Reply from Michael Popnoe
July 22nd, 2026 02:36 PM
Deedee, I'm glad to hear that you found my team and me knowledgeable and responsive to your concerns. It's important to us to provide prompt and helpful service, and your feedback is truly valued.
Mike and his team are fantastic to work with! Made my first time homebuying experience very low-stress as they explained everything clearly and were always available to answer questions. Also shoutout to Marilu for the fastest email responses...
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Reply from Owner
July 22nd, 2026 07:14 PM
D, I'm happy to hear that your first homebuying experience was stress-free with the help of my team and me. It's great to know that our clear explanations and availability were valuable to you. I'll be sure to pass along your kind words to...
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If our documents were prepared in the name of our trust, rather than us needing to scramble to get it corrected before signin, that would have been bette. Needing to go to Ticor Title twice was challenging for my very hectic schedule.
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Reply from Michael Popnoe
July 6th, 2026 09:51 PM
Janelle, I appreciate your feedback and understand how challenging it can be to coordinate such details with a busy schedule. I'm sorry for any inconvenience caused by the need to correct the documents. Please reach out to me directly if there's...
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We loved the responsiveness and always felt like we were kept in the loop with every step of the process.
Reply from Michael Popnoe - Envoy Mortgage
May 25th, 2026 06:41 PM
Trianne, thank you for sharing your experience. I'm glad to hear that my responsiveness and communication helped you feel informed throughout the process. If there's anything else you need, feel free to reach out.
As a first time homebuyer Michael did a fantastic job breaking down the ins and outs of purchasing our first home with in depth specific catering towards each of our questions, he did a fantastic job really showing us the way and helping us...
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Reply from Michael Popnoe - Envoy Mortgage
May 25th, 2026 06:43 PM
Norman, I appreciate your kind words! I'm so happy that the analysis and consultations were beneficial for you two ... and I'm beyond excited that you and Willow are not only homeowners, bur that you LOVE your new home!
Michael Popnoe - Envoy Mortgage has received a review with 5 star rating from Amanda C
Reply from Owner
May 12th, 2026 12:38 AM
Thank you so much for working with us, Amanda! I hope you love your new home.
Communication and efficiency was amazing
Reply from Michael Popnoe - Envoy Mortgage
May 12th, 2026 12:39 AM
Amanda, I appreciate your feedback. I'm glad to hear that you found the communication and efficiency great. If there's anything else you need, feel free to reach out.
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Debt rebalancing/elimination consults
IRR (Internal Rate of Return) - investor consults
Total Cost Analysis - mortgage strategy consults
Rent vs Own Consultations
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
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Memberships
- Borrow Smart University - Certified Liability Advisor (CLA)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 116627
Awards
Achievements
- 2024 Five Star Mortgage Professional Award Winner
Hobbies
- Tennis
- Live Music
- Travel
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Disclaimer

©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
Envoy Mortgage's Legal and Licensing Information