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Guild Mortgage - Melissa Condensa
Branch Manager | Mortgage Loan Officer | NMLS# 114...

Melissa Condensa is a Branch Manager and Mortgage Loan Officer with Guild Mortgage serving Plano and communities throughout North Texas. She helps first-time homebuyers, move-up buyers, self-employed and 1099 borrowers, business owners, hom... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5:30 PM
Thu
8:30 AM to 5:30 PM
Fri
8:30 AM to 5:30 PM
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Reviews from Web
Everyone was so patient and helpful throughout the whole process, start to finish! As a first time homeowner I was in the dark about most of it, but after closing I feel like I could help answer questions to the next first timer! Thanks to...
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Reply from Guild Mortgage - Melissa Condensa
December 19th, 2025 10:57 PM
It's encouraging to know that you felt supported and informed throughout your journey as a first-time homeowner! Helping first-time buyers gain confidence in the process is important to me, and I'm glad to hear you felt confident at the end!...
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Easy, no issues. We closed exactly when Melissa said we would. She was great!
Melissa, Tim, Mark and Jeff have been amazing throughout this process.
This is our second loan from Guild Mortgage within a year and could not have asked for working with more of a knowledgable team. Thank you
Melissa Condensa with Guild Mortgage was fantastic to work with! She was responsive, proactive, and kept both my buyers and me informed every step of the way. She made the entire lending process smooth and seamless. I’ll absolutely recommend...
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I always recommend Melissa and the Guild team to my clients and for my personal loan needs. They make the process smooth and easy. They are very competitive on rates and fees and are always looking for a way to ease the home-buying process.
We had an excellent experience with our loan officer and the entire mortgage company. Our loan officer was professional, knowledgeable, responsive, and kept us informed throughout the whole process. They patiently answered our questions, clearly...
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Reply from Guild Mortgage - Melissa Condensa
August 28th, 2026 06:36 PM
Thank you so much for your thoughtful review and recommendation! I’m glad we were able to make the homebuying process feel clear, organized, and as stress-free as possible. Communication is incredibly important to me and my team, so it means...
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Melissa and her team are awesome. Great communication during the whole process!
Reply from Guild Mortgage - Melissa Condensa
August 21st, 2026 10:50 PM
I loved helping you guys use your VA benefits to buy your place in Sherman, Texas so you could be closer to your daughter and her family. I know you'll make wonderful memories here in Texas - at least once it cools down a bit!!
Guild Mortgage - Melissa Condensa has received a review with 5 star rating from Danial A
Reply from Owner
August 21st, 2026 10:51 PM
Thank you for the 5-star review. I am grateful to have been a part of helping you and your family purchase your first home. Congratulations on using the TSAHC program to cover your down payment too!
I really appreciate your outstanding support and the effort you put in. Thank you for doing such a great job.
Reply from Melissa Condensa
August 17th, 2026 09:08 PM
Reza, I appreciate your kind words and am glad to know that my support and efforts made a positive impact. Thank you for taking the time to share your experience with me!
Was helpful through the whole process and was able to close on time.
Reply from Melissa Condensa
August 17th, 2026 08:46 PM
Zach, I'm pleased to hear that I could assist you throughout the process and ensure a timely closing. Thank you for sharing your experience!
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About
Melissa Condensa is a Branch Manager and Mortgage Loan Officer with Guild Mortgage serving Plano and communities throughout North Texas. She helps first-time homebuyers, move-up buyers, self-employed and 1099 borrowers, business owners, homeowners and real estate investors understand their mortgage options and build a financing strategy around their individual goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Reverse Mortgage
DSCR Loans
Cash-Out Refinances
HECM for Purchase
Profit & Loss Only Mortgage
Bank Statement Loans
1099 Income Loans
Specialities
Conventional, FHA, VA, Jumbo, Condo, USDA, First Time Homebuyer, Down Payment Assistance, Self Employed
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Memberships
- Elevate Coaching Staff
- The Colony Roadrunners Club
- Collin County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Central Standard Time (CST)
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Awards
Disclaimer
I am authorized to do business in the states of California, Florida, Oklahoma and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 1149324; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.