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  • NMLS # 302452
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  • First Time homebuyers, VA, USDA, FHA ,Conventional Financing, Construction to Perm
  • FHA, VA, USDA , Conventional, Construction to Perm, Home Equity Lines and Rehab Financing
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Company NMLS 421593. All loans subject to credit approval.
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5.0
Zillow
V
Vanesa C
Posted on February 12th, 2024 08:44 PM
I don’t know how but Kristy made the impossible, POSSIBLE!Along with the help of our real estate agent Gabby, Kristy helped me become a homeowner at the age of 28!Kristy is reliable, knowledgeable, trustworthy, and truly an expert. I would...
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5.0
Encompass
V
Vanesa C
Indian Head, MD
Posted on February 12th, 2024 08:32 PM
I felt like buying a house was going to be impossible; however, Kristy worked harder than Kris Jenner to make it happen! Thank you Kristy for making my dream come true of becoming a homeowner! We’ll talk soon to refinance once rates keep going...
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Reply from Kristy Grams
February 13th, 2024 12:48 AM
I'm sincerely overjoyed to hear about your positive experience, Vanesa! Working with you was an absolute pleasure and I'm thrilled that I could assist in making your dream of homeownership a reality. Your comparison made me laugh, I'm just...
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5.0
Encompass
A
Alexander C
Catonsville, MD
Posted on February 12th, 2024 03:13 PM
Kristy was responsive, informative, and professional.
Reply from Kristy Grams
February 12th, 2024 05:57 PM
I am sincerely grateful for your kind words and 5-star rating, Alexander. It was a pleasure to assist you and I am glad that I could provide you with informative and professional service. I strive to be responsive to all my clients' needs,...
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5.0
Encompass
A
Allison C
Catonsville, MD
Posted on February 12th, 2024 03:05 PM
Timely and responsive communication. Competitive loan options and interest rates.
Reply from Kristy Grams
February 12th, 2024 05:57 PM
I greatly appreciate your kind words, Allison. It was my pleasure to offer you timely and responsive communication as well as competitive loan options and interest rates. At Presidential Bank Mortgage, we always strive to provide the best possible...
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5.0
Encompass
D
Douglas S
Baltimore, MD
Posted on February 9th, 2024 02:32 PM
Kristy was very helpful
Reply from Kristy Grams
February 9th, 2024 02:38 PM
I'm truly pleased to hear that you found my services helpful, Douglas. Your satisfaction is my topmost priority. I'm glad I could assist you and earn a 5-star rating from you. I strive to provide the best to my clients at Presidential Bank...
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5.0
Encompass
B
Bradley W D
Pasadena, MD
Posted on February 3rd, 2024 05:51 PM
Kristy was super informative and immediately responsive. Couldn’t have asked for a smoother experience!
Reply from Kristy Grams
February 9th, 2024 02:37 PM
Thank you so much for your positive feedback, Bradley. I'm delighted to hear that you found the process smooth and informative. I always strive to provide quick and effective responses to all queries. Your satisfaction is my top priority at...
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5.0
Encompass
P
Patricia C K
Baltimore, MD
Posted on February 1st, 2024 03:46 PM
Kristy was extremely helpful from start to finish making my loan process feel much less stressful.
Reply from Kristy Grams
February 1st, 2024 10:15 PM
Thank you so much, Patricia, for your glowing review and the full 5-star rating! It was a pleasure helping you throughout your loan process. I'm thrilled to know that you found my assistance helpful and that I could make the whole process less...
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4.62
Encompass
J
Jan J K
Smithsburg, MD
Posted on January 16th, 2024 01:28 PM
Kristy was always available for questions, I just texted her and got response right away, no matter what time it was!!! Thank you!!
Reply from Kristy Grams
January 16th, 2024 02:24 PM
I'm absolutely delighted to hear how satisfied you are with the service provided. Ensuring I'm readily available for my clients is a top priority for me, so it's fantastic to hear this was beneficial for you. Your positive feedback has made...
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5.0
Encompass
M
Mark D C
Clear Spring, MD
Posted on January 1st, 2024 07:17 PM
Communication
Reply from Kristy Grams
January 2nd, 2024 04:09 PM
I'm thrilled to hear that you had a positive experience with our communication at Presidential Bank Mortgage, Mark! Your satisfaction is my top priority and your feedback is greatly appreciated. Thank you for the perfect rating and for choosing...
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5.0
Encompass
A
Anil V A
Baltimore, MD
Posted on December 25th, 2023 02:49 PM
Loan process made it easy.
Reply from Kristy Grams
January 2nd, 2024 04:10 PM
Thank you for your positive feedback, Anil. I'm glad to hear that you found the loan process at Presidential Bank Mortgage to be easy. It's my goal to make each step as straightforward and stress-free as possible for every client. Your review...
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