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Kraig Spence - Churchill Mortgage - Home Loan Specialist | NMLS 5675 in Columbia, MD

Kraig Spence - Churchill Mortgage

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Home Loan Specialist | NMLS 5675

4.91
(1,842)
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At Churchill Mortgage, we believe homeownership is a big part of that American dream. After all, your home is where all of life’s moments take place. That’s why our team - including Kraig Spence - is committed to doing what’s right for you!
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
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Overall Ratings
4.91
(1,842)
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Reviews from Web
  • 5.0
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    Jessica L
    Posted on June 26th, 2026 12:00 AM
    10/10 Service. Working with the Churchill mortgage team and Kraig as our home loan specialist truly has been so helpful. Communication is clear, prompt and supportive and we have felt very taken care of and in great hands through the process...
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    Reply from Owner
    June 27th, 2026 12:00 AM
    Hi, Jessica! Thank you so much for the wonderful review! Navigating both selling and buying at the same time can feel like a lot to manage! Clear communication and making sure our clients feel confident every step of the way are always top...
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  • 5.0
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    Jules
    Posted on June 25th, 2026 12:00 AM
    We’ve worked with Churchill Mortgage and Kraig Spence through many transactions, and the experience has been consistently exceptional. Kraig and his team are always efficient, responsive, and proactive throughout the entire process. They stay...
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    Reply from Owner
    June 27th, 2026 12:00 AM
    Hi, Jules. Thank you so much for the kind words and continued trust over the years. It means a lot to work with clients through multiple transactions and to know that our team has consistently delivered the level of care, communication, and...
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  • 5.0
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    Keith L
    Posted on June 22nd, 2026 12:00 AM
    I cannot say enough good things about Kraig Spence at Churchill Mortgage. Buying a home is stressful. There’s no way around that. But Kraig made the process so much more manageable than we expected. He walked us through everything in plain...
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    Reply from Owner
    June 23rd, 2026 12:00 AM
    Hi, Keith. Thank you so much for this heart-felt review. Buying a home can absolutely feel stressful and overwhelming at times, so it means a lot to know that you felt informed, calm, and supported throughout the process. My goal is always...
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  • 5.0
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    Christopher O
    Posted on June 18th, 2026 12:00 AM
    Kraig was easy to work with, highly responsive, and maintained clear communication throughout the deal, which helped ensure everything stayed on track. His professionalism made the transaction straightforward and efficient for all parties involved....
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    Reply from Owner
    June 27th, 2026 12:00 AM
    Hi, Christopher. Your feedback is highly appreciated. It was truly a pleasure working with you as well. Clear communication, responsiveness, and organization are things we take a lot of pride in because they make such a difference for the client...
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  • 5.0
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    Keith C
    Posted on June 9th, 2026 12:00 AM
    I work with a lot of mortgage professionals. Kraig is great to work with and really works hard for his clients. He ensures that you're in a great place financially and educates throughout the process. I highly recommend!
    Reply from Owner
    June 23rd, 2026 12:00 AM
    Thank you, Keith, for this thoughtful review and recommendation. It means a great deal coming from someone who works with so many mortgage professionals. I truly believe the best mortgage experience is not just about getting to the closing...
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  • 5.0
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    Chris Y
    Posted on June 5th, 2026 12:00 AM
    Great service and attention to detail
    Reply from Owner
    June 27th, 2026 12:00 AM
    Hi, Chris. Thank you so much for the kind words! Providing great service with attention to every detail is exactly what I strive for, and I’m grateful for the opportunity to help.
  • 5.0
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    Sergio M
    Posted on June 4th, 2026 12:00 AM
    Working with Kraig Spence at Churchill Mortgage was one of the best decisions my family and I made during our home-buying journey. Kraig's knowledge, understanding, and guidance went far beyond what I expected from a mortgage professional....
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    Reply from Owner
    June 21st, 2026 12:00 AM
    Thank you so much for taking the time to write such a thoughtful review. It means a great deal to know that you felt heard, understood, and genuinely cared for throughout such an important decision for your family. My goal has always been to...
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  • 5.0
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    Matt M
    Posted on June 3rd, 2026 12:00 AM
    Enjoyed working with Kraig and team. They were able to get our loan turned around for a 10 day close and helped every step along the way. Highly recommend the team for your home purchase.
    Reply from Owner
    June 21st, 2026 12:00 AM
    Thank you, Matt. A 10-day closing takes a true team effort, and we're grateful for the opportunity to guide you through every step of the process. Congratulations on your new home, and please remember that our relationship doesn't end at closing,...
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  • 1.0
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    Morgan B
    Posted on June 1st, 2026 12:00 AM
    I just had a terrible experience with someone you endorse. I called churchhill mortgage on 5/22/26 and had a great conversation with a secretary who then made a phone call appointment with Kraig Spence who is a mortgage broker for Churchhill mortgage....
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    Reply from Owner
    June 21st, 2026 12:00 AM
    Thank you for your feedback, Morgan. I am sorry the experience we shared did not meet your expectations. I remember our conversation and, respectfully, several aspects of this review do not accurately reflect what occurred from my perspective....
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  • 5.0
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    Lynnette M
    Posted on May 25th, 2026 12:00 AM
    This has been my 5th house purchase, and this has truly been the best experience. Kraig and his team (Sergio, Ayda, etc.) were fantastic. They knew how to hold my head and teach me through the process. The communication was fabulous, and I...
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    Reply from Owner
    June 21st, 2026 12:00 AM
    Hi, Lynnette. Wow - this means a lot, especially coming from someone on their 5th home purchase. Thank you for trusting me and my team to guide you through the process. We truly try to make people feel informed, cared for, and confident every...
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  • 10 of 1841
    About
    At Churchill Mortgage, we believe homeownership is a big part of that American dream. After all, your home is where all of life’s moments take place. That’s why our team - including Kraig Spence - is committed to doing what’s right for you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending: Purchases & Refinances
    Conventional Loans
    Government Lending: VA
    FHA & USDA
    Construction Loans: New Construction & Renovations
    1st Time Home Buyer
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID: 5675
    Videos
    video
    video
    Achievements
    • Top 1% Mortgage Originators in America 2023
    • Top 1% Mortgage Originators in America 2022
    • Top 1% Mortgage Originators in America 2021
    • View All
    Disclaimer


    Churchill Mortgage Corporation is an Equal Housing Lender

    Churchill Mortgage Corporation | NMLS ID 1591
    1749 Mallory Lane, Ste. 100 | Brentwood, TN 37027 | Toll Free: 888.562.6200

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org/
    Licensing | Privacy | Contact Us



    Kraig David Spence NMLS ID: 5675; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); Branch NMLS ID #1181668; CO–100021986, Churchill Mortgage Corporation, 7120 MINSTREL WAY STE 206A Columbia, MD 21045, Regulated by the Division of Real Estate; DC-MLO5675; DE-MLO-5675; FL-LO4968; MD–18308; NC-I-143989; NE-NE5675; NJ-Mortgage Loan Originator, licensed by the N.J. Department of Banking and Insurance; OH-MLO-OH.5675 under company license OH-RM.850178.000; PA-110611, Licensed by the PA Department of Banking and Securities under Churchill Mortgage Home Loans; SC-MLO - 5675; TN-5675; VA-MLO-4761VA, Churchill Mortgage Corporation of TN; WA-MLO-5675; 7120 Minstrel Way, Columbia, MD 21045-5292 Tel: 410-730-1411; All other states, Churchill Mortgage Corporation