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Josh Spragins - Sr. Mortgage Banker in Charlotte, NC

Josh Spragins

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Sr. Mortgage Banker

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We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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    Andrew R
    Charlotte, NC
    Posted on September 10th, 2026 03:49 PM
    great service
    Reply from Josh Spragins
    September 10th, 2026 04:06 PM
    Thanks! Appreciate you guys letting me be a part of it. Congrats again on the new home!
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    Johnathan W
    Charlotte, NC
    Posted on August 5th, 2026 01:31 PM
    Josh was phenomenal. He helped us get a great rate and worked closely with us all the way through closing to ensure everything went smooth and easy, even with several challenges and last minute changes. We would certainly work with him again...
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    Erin M
    Charlotte, NC
    Posted on August 3rd, 2026 06:36 PM
    Josh went above and beyond to get us cleared to close. Evenings, weekends, and vacations - he was always thinking of creative ways to finance our new home and answer our questions. Josh is top notch!
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    Erin C
    Posted on August 3rd, 2026 12:00 AM
    Josh is a top notch mortgage broker. He went above and beyond to find creative ways to save us money and purchase our home without being contingent. He took my calls on weekends, evenings, and even international vacations! He genuinely cares...
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    Tanee T
    Wagener, SC
    Posted on July 31st, 2026 12:53 AM
    Josh was an absolute dream to work with! He is more than knowledgeable, professional, and punctual. He actually cares!! His patience is beyond reproach. Josh would take the time to answer my questions and explain the various processes in ways...
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    Tanee T
    Posted on July 31st, 2026 12:00 AM
    Josh is amazing! I did not know refinancing could be this effortless and easy! I’ve already referred him to two people and it hasn’t even been a week since I closed. If you want someone who is educated, knowledgeable, professional, courteous,...
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    Lily W
    Hickory, NC
    Posted on July 26th, 2026 02:52 AM
    The best by far!
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    Jacob L
    Charlotte, NC
    Posted on July 12th, 2026 12:43 PM
    Josh was extremely responsive and informative from the jump. He would answer our questions after hours and over the weekends if needed - highly recommend!
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    Allison L
    Posted on July 12th, 2026 12:00 AM
    Josh was awesome to work with - he would answer our questions immediately, no matter what day or time it was to ensure we had a smooth experience. Highly recommend!
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    Anna W
    Charlotte, NC
    Posted on July 4th, 2026 01:11 PM
    Josh was amazing. Helped us get the best rate and worked tirelessly as our advocate.
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    About
    We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
    Products & Services
    Mortgage Loan Officer
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 2097125
    • Licensed in FL, GA#2097125, MD, NC, PA, SC, TN, TX, & VA
    Disclaimer
    © 2024 Atlantic Bay Mortgage Group Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.