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Joseph Sambaer
Loan Officer | NMLS# 783176
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews,...... Show More
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Experienced and reliabililitt.
Experienced and reliabililitt.
Joe was absolutely wonderful to work with! He explained everything to us throughout the whole process and we are so grateful to have had his expertise!
Reply from Joseph Sambaer
June 15th, 2026 01:31 PM
Thank you so much for your great review and kind words, Brande! Providing expert guidance and clear communication is something I take great pride in, and it is rewarding to know that it made a difference for you. I really appreciate your feedback!...
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Joe and the team at Dart Bank provided an outstanding mortgage experience from start to finish. Our situation was more complex than a traditional mortgage, and Joe was knowledgeable, responsive, and proactive throughout the entire process....
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Reply from Joseph Sambaer
June 15th, 2026 01:26 PM
Thank you for such a wonderful review, Russell! We are honored to have been part of your homebuying journey. I am thrilled to hear that our team was able to make the process smooth and manageable for you. Providing clear communication, personalized...
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Joe Sambaer and his team provide such exceptional professional and personal service! They treat clients like they are their own family! I highly recommend!
Reply from Joseph Sambaer
June 15th, 2026 01:22 PM
Thank you so much for the kind words, Robin! We are truly grateful for the opportunity to serve our clients and help them achieve their goals. We are committed to providing both professional guidance and personalized care every step of the...
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Great experience!
Reply from Joseph Sambaer
June 15th, 2026 01:11 PM
Thank you for the great review, Sarah. It was a pleasure working with you and I appreciate you taking the time to share your experience with us.
did a great job. Support staff was unresponsive hard to get a hold of.
Reply from Joe Sambaer
June 17th, 2026 03:32 PM
Thomas, I appreciate your feedback and I'm pleased to know that you felt I did a great job. I apologize for any difficulties you experienced with our support staff. Please reach out to me directly if there's anything further you'd like to discuss...
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The communication to my cleint was great from start to finish. The biggest thing for me is not getting a call from my client and having to worry if the lender is communicated with buyer. I never have to worry about Joe and his team.
Reply from Joseph Sambaer
June 11th, 2026 06:01 PM
Thank you for the kind words, Tomas. Consistent communication is something we take great pride in; we work hard to keep everyone informed every step of the way. We truly appreciate your trust and partnership. We look forward to helping many...
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We worked with Joe Sambaer's team at DART Bank for our mortgage - they were incredibly helpful. They communicated clearly and essentially immediately after I would ask a question they would respond. They were prompt to respond by text, email,...
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Reply from Joseph Sambaer
June 2nd, 2026 05:36 PM
Thank you so much for the great review, Nadia! I'm thrilled to hear that me and my team provided the communication, responsiveness, and support you needed throughout your mortgage journey. Buying a home and relocating from out of state can...
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Extraordinary customer service! Every person I worked with from Dart Bank was friendly and helpful. It was especially pleasant (and fun) to work with Joe Sambaer and his team. Dart Bank rules!
Reply from Joseph Sambaer
June 2nd, 2026 05:32 PM
Thank you so much for your kind words, Gale! I'm delighted to hear that you had such a positive experience with our team. Providing friendly, helpful service is what we strive for every day, and I'm especially pleased to know me and my team...
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About
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews, Hooper and Pavlik. He joined the mortgage team that is now part of Dart Bank in 2003, where he has 20 years of experience as a mortgage banker. His clients benefit from this experience, as well as his strong analytical skills, interpersonal skills and his commitment to his client’s success.
Joe serves as a founding partner on the Joseph Team alongside Joe Joseph, Sam Fata and Maddie Maloney. The Joseph Team has been an industry leader in the state of Michigan since 2005.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Specialities
Construction Loans
Jumbo Loans
Conventional Loans
FHA Loans
Physician Loans
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Positions
- Dart Bank - Sr. Mortgage Banker and VPJan 1st, 2003 - Current
Memberships
- Italian American Club of Lansing
- Women's Council of Realtors Lansing
- Realtor Association of Sarasota and Manatee
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Addresses and Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 783176
Awards
Achievements
- Certified Public Accountant
Hobbies
- Reading
- Ice Hockey
- Golf
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Disclaimer
Equal Housing Lender | NMLS# 406394