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Addresses
Serving
Newark, DE 19713
+14
Licenses
  • NMLS # 38783, DE MLO-38783, MD 14739, VA MLO-23571VA, PA 23210, NJ & FL
Services Offered
  • First Time Home Buyer Programs
  • Down Payment Assistance Programs
  • FHA Loans for Purchase or Refinance down to 500 Credit Score
  • VA Loans for Purchase or Refinance down to 580 Credit Score
  • USDA Loans for Purchase or Refinance down to 620 Credit Score
  • Conventional Loans for Purchase or Refinance down to 620 Credit Score
  • Reverse Mortgages (HECM) for Refinance or Purchase
  • DSCR Investor Loans to 85% LTV
  • Foreign National Loans to 75% LTV
  • ITIN Loans to 85% LTV
  • Bank Statements Loans to 90% LTV
Business Hours
Monday
9:00 AM to 6:00 PM
Tuesday
9:00 AM to 6:00 PM
Wednesday
9:00 AM to 6:00 PM
Thursday
9:00 AM to 6:00 PM
Friday
9:00 AM to 6:00 PM
Saturday
9:00 AM to 4:00 PM
Sunday
9:00 AM to 4:00 PM

Time Zone

Eastern Time
Disclaimer
Equal Housing Opportunity

PRMI NMLS# 3094

PRMI's Legal and Licensing Information

PRMI Privacy Policy

NMLS Consumer Access

Licensed by the Delaware State Bank Commissioner to engage in business in Delaware 5644. Maryland Department of Labor, Licensing and Regulation Commissioner of Financial Regulation #5511. Virginia-Bureau of Financial Institutions: MC-2248 Broker MC-2248 NMLS # 3094 (http://nmlsconsumeraccess.org). Pennsylvania Department of Banking and Securities. New Jersey Department of Banking and Insurance. Florida Office of Financial Regulation MLD646.
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5.0
Encompass
T
Tammy M
Harrington, DE
Posted on January 30th, 2024 07:16 PM
Thank you for being efficient. :)
5.0
Encompass
J
Julie H
Magnolia, DE
Posted on January 29th, 2024 06:27 PM
Great experience!
Reply from John Thomas | Branch Manager | Prim...
February 12th, 2024 06:41 PM
I'm thrilled to hear that you had a great experience, Julie! Your satisfaction is my top priority and it's reassuring to know that it was reflected in our recent interaction. I'm grateful for your 5-star rating and look forward to serving any...
read more
5.0
Encompass
K
Kevin E
Newark, DE
Posted on January 18th, 2024 05:58 PM
Thank you for all the support getting transactions closed!! Great team work! One of the best in Delaware!!
Reply from John Thomas
January 19th, 2024 12:06 AM
Kevin, Thank you so much for the kind words. It was a team effort and we appreciate all your help to get this buyer into her home.
5.0
Encompass
A
Amanda F
Bear, DE
Posted on January 8th, 2024 05:48 PM
Always a smooth transaction with your team, Thank you!
Reply from John Thomas
January 19th, 2024 12:06 AM
Really appreciate all your help in making it such a smooth process. Look forward to the next one!
5.0
Encompass
R
Ramona H
Bear, DE
Posted on December 29th, 2023 06:42 PM
I've worked with this.lender for.quite sometime When you can depend.on lender to get you through tough closing. You tend to.keep them in your network. Primay Residental Mortgage is the resource to have.
Reply from John Thomas
January 2nd, 2024 05:58 PM
Thank you so much Ramona! It is always a pleasure to work with you and thank you for helping our Veteran Client purchase another home using his VA Benefits with a VA Mortgage Loan.
5.0
Encompass
T
Tanner B
Clifton Heights, PA
Posted on December 16th, 2023 03:09 PM
Exceptional service
Reply from John Thomas
December 21st, 2023 06:01 PM
Thank you so much! It was a pleasure to help you purchase your new home.
5.0
Encompass
S
Scott D
Clifton Heights, PA
Posted on December 15th, 2023 01:03 AM
Thanks for another smooth transaction and taking great care of our client!
Reply from John Thomas
December 21st, 2023 06:02 PM
Thank you for all your hard work getting this one across the finish. Appreciate your dedication and hard work as a real estate agent.
5.0
Encompass
M
Matthew W
New Castle, DE
Posted on December 4th, 2023 05:59 PM
Great job as usual form the John Thomas Team! Thanks so much for all of your knowledge, expertise, and professionalism.
Reply from John Thomas
December 4th, 2023 06:04 PM
Thank you so much Matthew!! It is always a pleasure to work with you and thank you for making this such a smooth closing for our Delaware first time home buyer
5.0
Encompass
M
Maretia F
Middletown, DE
Posted on December 4th, 2023 04:22 PM
Love the weekly status reports The loan process updates were very helpful and informative
4.5
Encompass
S
Shereese L H
Smyrna, DE
Posted on December 4th, 2023 03:53 PM
It was pleasure working with John Thomas, very transparent.
Reply from John Thomas
December 4th, 2023 04:11 PM
Thank you so much Shereese. We appreciate all your help in getting Kebeh into her first home.

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