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Guild Mortgage - Joey Cummings
Originating LOA | NMLS# 1310645


Pfeiffer University
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear com... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5:30 PM
Fri
8:30 AM to 5:30 PM
Sat
closed
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Reviews from Web
Great communication. Quick turnaround.
Guild Mortgage - Joey Cummings has received a review with 5 star rating from Tangela D
The time Joey took to explain the process and made sure I completely understood the home buying journey was a great experience.
Reply from Guild Mortgage - Joey Cummings
September 25th, 2026 02:37 AM
So happy to hear. Thank you for sharing. Wishing you joy and peace in your new home.
Joey is highly recommended! I had an amazing experience! Joey provided phenomenal service, professionalism, and was very knowledgeable on the homebuying process. Joey articulated all the information throughly plus answered my questions. Thanks...
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Reply from Guild Mortgage - Joey Cummings
September 25th, 2026 02:38 AM
No one deserves it more than you! I am grateful for the opportunity to serve. Wishing you joy and peace in your new home.
I highly recommend Joey Cummings to anyone looking to purchase a home! Joey assisted me with the purchase of my second home, which was a new construction, and she was absolutely amazing throughout the entire process.From the very beginning...
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Reply from Joey Cummings
September 25th, 2026 02:40 AM
I am so grateful for your feedback, kindness and for taking the time to share your experience with others. You were a joy to serve.
Thank you for getting me into a home that is affordable and manageable.
Reply from Guild Mortgage - Joey Cummings
September 25th, 2026 02:42 AM
Always remember when life throws you lemons; make lemonade. I am grateful for your gratefulness. With Gratitude.
Give her a try but be ready..
Reply from Owner
September 17th, 2026 12:57 AM
: ) too funny! Thank you so much for taking the time to complete my review. I am so grateful for all the joy and peace you will experience in your new home.
She works hard and fast to get the job done. Sit back and enjoy the ride..
Reply from Guild Mortgage - Joey Cummings
September 17th, 2026 12:55 AM
Thank you so much for such a wonderful review; got me over her giggling. Enjoy your new home. : )
Joey worked very hard to bring a difficult deal to a close. She was very responsive and communicative. Would highly recommend!
Reply from Guild Mortgage - Joey Cummings
September 5th, 2026 05:11 PM
Thank you so much. I really appreciate your feedback.
Was nice to work with and very understanding. She was always happy to help and responded in a timely manner.
Reply from Guild Mortgage - Joey Cummings
August 28th, 2026 01:13 PM
Thank you for taking the time to share. It was a pleasure serving you.
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About
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear communication, transparency, and personalized service, I strive to understand each client's unique needs and goals. Whether you're a 1st time
homebuyer, an investor looking for investment opportunities, or need down payment assistance to give you a boost, I'm here to help every step of the way. My background in psychology and
customer service ensures that you feel heard, valued, and supported throughouth the process. Let's make your dream home a reality together!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyers
FHA
Conventional Products Traditional and Non Traditional
VA
Down Payment Assistance City of Augusta basic at $10k, Employees at $15k, and Revitalization $25k
USDA
Bride Loans
Heloans
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Education
- Pfeiffer UniversityBusiness AdministrationMaster of Business Administration (MBA)

- Pfeiffer UniversityMasters

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Memberships
- Member of Delta Sigma Theta Sorority Incorporated
- SMC member of The Builders Association of the Greater Augusta & Aiken Area
- Home Builders Greater Aiken-Augusta Region
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Eastern Standard Time (EST)
Awards
Disclaimer
I am authorized to do business in the states of Georgia and South Carolina.; NMLS ID: 1310645; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.