

Jhoana Rios Kerley - USA Mortgage
Mortgage Loan Originator

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Chloe M
Reply from Owner
November 16th, 2025 12:00 AM
We love seeing your 5-star review, Chloe. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
Michelle is an outstanding mortgage lender whose professionalism, expertise, and dedication truly set her apart. From the very first conversation, she takes the time to understand her clients’ goals, financial situation, and comfort level—ensuring...
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Reply from Owner
November 16th, 2025 12:00 AM
Thank you so much for your kind words, Shawn. You’re absolutely right: Michelle is an exceptional Mortgage Loan Originator and she really cares about her clients! The entire team here at USA Mortgage is delighted to hear your feedback, and...
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Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Garry H
Reply from Owner
October 16th, 2025 12:00 AM
We love seeing your 5-star review, Garry. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
It went quickly
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
USA Mortgage has excellent service throughout the entire loan process. Dave Perry was professional and very helpful. He got the loan done fast. Highly recommend.
Reply from Owner
October 16th, 2025 12:00 AM
Thank you so much for your kind words, Charles. You’re absolutely right: Dave is an exceptional Mortgage Loan Originator and he really cares about his clients! The entire team here at USA Mortgage is delighted to hear your feedback, and we’re...
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Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Nancie-Renee B
Reply from Owner
October 16th, 2025 12:00 AM
We love seeing your 5-star review, Nancie-Renee. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Sheri S
Reply from Owner
October 16th, 2025 12:00 AM
We love seeing your 5-star review, Sheri. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Tamarah P
Reply from Owner
October 16th, 2025 12:00 AM
We love seeing your 5-star review, Tamarah. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
If you need a lender, Christina Marie Anthony @ USA Mortgage is your lady! With Christina and her fantastic team, you'll be in your new home before you know it!!
Reply from Owner
October 16th, 2025 12:00 AM
Thank you so much for your kind words, Noel. You’re absolutely right: Christina is an exceptional Mortgage Loan Originator and she really cares about her clients! The entire team here at USA Mortgage is delighted to hear your feedback, and...
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The team was friendly readily available when questions or unsurety arose all were easy to work with and gave immediate clarity. Wes was concise and fun Robert also on point they made me feel comfortable and confident. I appreciate everyone...
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Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
USDA Home Loans
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Positions
- USA Mortgage - Senior Mortgage Loan OfficerJan 1st, 2018 - Current
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 240547
Disclaimer
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