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Licenses
  • NMLS ID# 353989
  • DORA ID# 100529195
  • Branch NMLS ID# 1099546
Services Offered
  • Conventional loans
  • FHA loans
  • VA loans
  • USDA loans
  • Jumbo Mortgages
  • Reverse Mortgages
  • Mortgage Refinancing
Business Hours
Monday
8:00 AM to 5:00 PM
Tuesday
8:00 AM to 5:00 PM
Wednesday
8:00 AM to 5:00 PM
Thursday
8:00 AM to 5:00 PM
Friday
8:00 AM to 5:00 PM
Saturday
closed
Sunday
closed

Time Zone

Pacific Time
Disclaimer
Summit Funding, Inc. NMLS ID# 3199 (https://www.nmlsconsumeraccess.org). Licensed by CA Dept of Business Oversight #6072526, CA Bureau of Real Estate #01220358, AZ Lic# 0925837, GA Lic# 39456, Illinois Residential Mortgage Licensee. Equal Housing Opportunity. Fair Housing & Discrimination violations will be reported online to HUD's local FHEO Regional Office or by calling the Fair Housing Complaint Hotline at 1-800-669-9777
  • Rating
  • About
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5.0
Encompass
J
Jennifer A C
Bonsall, CA
Posted on December 28th, 2023 04:11 PM
We are so grateful for Jen's help through the home buying experience! She has been knowledgeable, helpful, and is a great communicator. We will be happy to refer friends and family to her! Thank you :)
Reply from Jen Kaminski
January 4th, 2024 04:13 PM
Congratulations on this big life decision! We hope to work with you again in the future.
5.0
Encompass
R
Ryan K C
Bonsall, CA
Posted on December 28th, 2023 01:20 PM
Jen made our home loan experience easy and pleasant. She is very knowledgeable, a great communicator, very friendly, patient, responsive, helpful, and an all-around, exceptional professional. Our experience could not have been better!
Reply from Jen Kaminski
January 4th, 2024 01:24 PM
Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
5.0
Encompass
C
Cortney M E
Long Beach, CA
Posted on December 27th, 2023 03:24 PM
Wonderful communication and flexibility from the team
Reply from Jen Kaminski
January 3rd, 2024 03:29 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
5.0
Encompass
L
Lisa C T
Austin, TX
Posted on December 26th, 2023 02:26 PM
Jen's follow up was great. She's very informative and helped answer every question we had.
Reply from Jen Kaminski
January 2nd, 2024 02:30 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
5.0
Encompass
L
Laureen M C
Clute, TX
Posted on November 1st, 2023 09:58 PM
Jen answered all of our answers, was very knowledgeable, and always made time for us to talk.
Reply from Jen Kaminski
November 8th, 2023 10:00 PM
Congratulations on this big life decision! We hope to work with you again in the future.
5.0
Encompass
B
Brian D C
Clute, TX
Posted on November 1st, 2023 03:46 PM
Jen was a subject matter expert with everything. She clearly had our best interest in mind throughout the entire process and it was extremely easy to trust that she was going to take care of us.
Reply from Jen Kaminski
November 8th, 2023 03:58 PM
Congratulations on this big life decision! We hope to work with you again in the future.
5.0
Encompass
M
May A
Highland, CA
Posted on October 13th, 2023 04:14 PM
Jen made us feel comfortable with our decisions, she is always available for our concerns, gave us a great amount of information and made us feel special. We love Jen
Reply from Jen Kaminski
October 20th, 2023 04:18 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
5.0
Encompass
T
Teklebirhan D A
Lorton, VA
Posted on September 29th, 2023 02:02 AM
I am more than happy to share my wonderful experience working with Jen as my loan officer. From the outset, it was clear that Jen was committed to ensuring I felt supported and informed throughout the entire loan process. She distinguished...
read more
Reply from Jen Kaminski
October 4th, 2023 08:04 PM
Thank you, Tekle, for taking the time to share your experience. This detailed review helps to give future clients a picture of what it is like working with me as their loan officer, versus any loan officer or bank out there. It was such a pleasure...
read more
5.0
Encompass
E
Ellyn N
Fenton, MI
Posted on September 14th, 2023 06:48 PM
Jen makes every step of the process as easy and digestible as possible
Reply from Jen Kaminski
October 4th, 2023 08:06 PM
Ellyn! You and Travis are some of the most genuine people I have ever worked with. Thank you for trusting me to help with your VA loan in Valley Center, and again for your new home in Michigan! i hope you enjoy getting to be close to family...
read more
5.0
Encompass
D
Dale A S
Poway, CA
Posted on August 28th, 2023 09:41 PM
Jan knew her loan products, discussed what we thought would be the best one. Discussed down payment needs, etc. she keeps up on the market and establishes a good working relationship with clients and brokers.
Reply from Jen Kaminski
October 4th, 2023 08:08 PM
Thank you so much Dale! I loved working with you! I appreciate your trusting me to help structure the best solution to finance your new home without having to sell your other property first. Congrats on your new home, I hope you love it!!

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