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Heather Todd at CrossCountry Mortgage - Originating Branch Manager | NMLS #119913 in Virginia Beach, VA
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Heather Todd at CrossCountry Mortgage

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Originating Branch Manager | NMLS #119913

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Virginia Beach, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner co... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
  • TotalExpert
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    Thomas W
    Hertford, NC
    Posted on September 21st, 2026 11:20 PM
    Heather was a pleasure to work with, very informative on every step. I don't think it could have gone any better.
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    Wallace P
    Hertford, NC
    Posted on September 19th, 2026 09:26 PM
    Heather is a communicator! She kept me in the loop at all times!
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    Laurar T T S
    Posted on September 18th, 2026 06:37 PM
    Heather helped us with our first purchase in 2013, our refi in 2016 and now with our second purchase in 2026. Her and her team are amazing to work with. As long as she is in this type of business and we have her contact information, she will...
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    Laura S
    Smithfield, VA
    Posted on September 18th, 2026 06:36 PM
    Thank you so much for everything you have done for us. You helped us with our first purchase in 2013, our refi in 2016 and now with our second purchase in 2026. You and your team are amazing to work with. As long as you are in this type of...
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    Reply from Heather Todd
    September 25th, 2026 06:36 PM
    Laura, I truly appreciate your kind words and ongoing trust in me and my team at CrossCountry Mortgage, LLC. It's been a pleasure assisting you with your mortgage needs over the years. I'm glad to have been a part of your journey, and I'm here...
    read more
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    Daniel A
    Chesapeake, VA
    Posted on September 16th, 2026 09:19 PM
    Heather and her team tackled my mortgage loan swiftly! I was able to close nearly a week earlier of my scheduled closing day! Heather and her team stayed in contact and help me understand all of the necessary steps of the loan process. If I...
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    Reply from Heather Todd
    September 24th, 2026 03:01 PM
    Daniel, I'm pleased to hear that the team at CrossCountry Mortgage, LLC and I could assist you in closing your mortgage loan swiftly. It's great to know that our communication helped clarify the loan process for you. Thank you for sharing your...
    read more
  • TotalExpert
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    Nicole P
    Chesapeake, VA
    Posted on September 3rd, 2026 03:49 PM
    Heather is wonderful and we do a lot of business together because of how she takes care of my clients
    Reply from Heather Todd
    September 10th, 2026 03:50 PM
    Nicole, I'm grateful for your kind words and trust in my services for your clients. It's great to know that our partnership is beneficial and supportive.
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    Douglas G
    Virginia Beach, VA
    Posted on August 27th, 2026 05:05 PM
    The team made it very easy to do business with
    Reply from Heather Todd
    September 3rd, 2026 05:05 PM
    Douglas, I'm glad to hear that you found it easy to work with the team. Your feedback is valued and appreciated!
  • TotalExpert
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    Kelly B
    Chesapeake, VA
    Posted on August 24th, 2026 07:44 AM
    I like that I never had to ask where things were in the loan process, Heather had emails automatically sent out with updates and it was great communication.
    Reply from Heather Todd
    August 31st, 2026 08:58 PM
    Kelly, I'm glad the automatic updates and communication made the loan process straightforward for you. Thank you for sharing your positive experience!
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    Eric A
    Suffolk, VA
    Posted on August 16th, 2026 05:50 PM
    Heather, yourself and CrossCountryMortgage have made this experience very pleasing in a way that made it so simple. I don't think I was ever uneased with anything you said and were very supportive through this process. I also appreciate the...
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    Reply from Heather Todd at CrossCountry Mortga...
    August 24th, 2026 08:00 PM
    Eric, I'm happy to hear that you felt supported and at ease throughout the process. It's great to know that our communication left you confident in reaching out even after your loan closed. Thank you for your kind words and appreciation.
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    Stephanie G
    Posted on August 12th, 2026 10:01 PM
    The BEST! Heather is a gem. She is patient and knowledgeable and made the whole process easy and streamlined. We were so pleased with our experiences knowing we were in good hands with her!
    Reply from Owner
    August 25th, 2026 11:19 AM
    Stephanie, I'm pleased to hear that you found the process easy and streamlined with my assistance. Your kind words mean a lot, and I'm grateful for the opportunity to support you throughout your experience.
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Virginia Beach, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #119913 | Branch NMLS #2504963
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 119913
    Hobbies
    • Hanging with friends and family
    • Taking Vacations
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS