Erica Medlock
Senior Mortgage Banker | NMLS# 1910705
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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awesome job from start to finish thank you.
Erika and her team did everything they possibly could to get me and my growing family into our first home. Thank you to all that helped with this proces.
Erica was always ready to answer questions and guide us through the process.
Erica was amazing helpful and had patience of a saint. Everything went smoothly. She showed up at closing which was very much appreciated. I can't say enough about how truly blessed my sister and I were by Erica and her team.
Erica and her team were great to work with. Everything went smoothly, and they were always quick to respond. Highly recommend!
When my wife and I started this process it was with a different person who in my opinion was not interested in helping us be successful then you were recommended and within a week of working with you we were on the path to house shopping and...
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Erica was always able to answer my questions and work with me on putting everything together. Erica explained everything that I did not understand, and she had great communication with the other individuals involved in the process.
Erica worked with me every step of the way to understand the process, and make it possible for my dream of being a homeowner a reality. From applying to closing the whole process only took about 45 days. I will be recommending Erica to anyone...
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Smooth and efficient throughout the entire process.
Reply from Erica Medlock
September 24th, 2026 03:37 PM
Charlie, I'm pleased to hear that the process was smooth and efficient for you. It was a pleasure assisting you with your needs at Flat Branch Home Loans.
You answered any and all questions I had in a timely manner. I appreciated your honesty and hard work. Thank
Reply from Erica Medlock
September 21st, 2026 08:15 PM
Avey, I'm glad I could assist you by answering your questions promptly. Your appreciation for my honesty and hard work at Flat Branch Home Loans means a lot. Thank you for your kind words!
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!